Skip to main content

Insurance Colleges Under $20,000

Programs with net price under $20,000. See our methodology.

Universidad Ana G. Mendez-Carolina Campus offers the nation's most affordable insurance education at just $7,569 net cost, creating an unexpected opportunity in Puerto Rico's growing financial services sector. The 20 programs under $20,000 span from this Caribbean outlier to mainland universities like Florida State University, where graduates earn $54,646 annually despite the $10,997 net cost. Public universities dominate this affordable market, with Kent State's regional campuses providing multiple entry points at $7,272 in-state tuition. Insurance professionals find strong job markets across these regions, particularly in Florida's insurance center and the Midwest's agricultural insurance corridor. Graduation rates vary dramatically from Kent State East Liverpool's 9.8% to Florida State's 83%, reflecting different student populations and program structures. The earnings potential justifies the investment, with graduates from Eastern Kentucky University starting at $43,798 and those from Florida State reaching $54,646. These programs prepare students for careers in risk assessment, claims management, and underwriting across industries from healthcare to agriculture.
41
Programs
$7,569 – $19,614
Net Price Range
$53,432
Avg. Program Earnings
55.0%
Avg. Graduation Rate

41 Insurance Programs

Program rankings
# School Net Price In-State Tuition Graduation Rate Acceptance Rate
1 $7,569 $6,920 36.4%
2 $8,327 $8,942 48.7% 96.9%
3 $9,962 $10,130 49.7% 64.3%
4 $10,043 $6,410 74.6% 43.9%
5 $10,569 $7,272 9.8%
6 $10,753 $7,272 25.8%
7 $10,964 $7,272 25.9%
8 $10,997 $5,656 83.0% 25.0%
9 $11,593 $7,272 28.2%
10 $11,633 $9,190 50.6% 70.1%
11 $12,188 $9,992 41.1% 92.3%
12 $12,202 $13,630 47.9% 87.9%
13 $12,473 $21,000 23.0%
14 $12,599 $9,506 54.0% 72.5%
15 $13,164 $9,412 68.5% 97.4%
16 $13,816 $11,180 87.2% 42.6%
17 $14,085 $18,382 46.6% 59.2%
18 $14,118 $10,418 52.0% 74.6%
19 $14,352 $11,164 59.6% 79.1%
20 $14,401 $12,997 61.6% 83.1%
21 $14,485 $10,117 46.9% 95.3%
22 $14,623 $7,708 33.8% 88.4%
23 $14,715 $9,192 49.9% 93.5%
24 $15,336 $9,739 49.4% 71.3%
25 $15,374 $9,651 71.2% 74.3%
26 $15,501 $9,815 62.9% 75.2%
27 $15,898 $10,758 63.3% 69.0%
28 $15,931 $8,478 53.7% 66.8%
29 $16,487 $7,541 73.1% 83.1%
30 $16,775 $10,118 53.3% 91.2%
31 $16,928 $11,205 89.3% 49.1%
32 $16,957 $13,440 58.9% 62.7%
33 $17,139 $16,488 84.8% 74.9%
34 $17,231 $8,769 60.4% 82.6%
35 $17,424 $10,108 65.8% 78.6%
36 $17,502 $9,024 57.3% 92.6%
37 $18,292 $12,859 87.7% 52.7%
38 $18,990 $8,522 37.5% 69.9%
39 $18,996 $16,021 66.3% 86.2%
40 $19,476 $34,370 47.9% 52.4%
41 $19,614 $12,846 65.5% 88.0%

Frequently Asked Questions

What explains the $5,000 cost difference between the cheapest and most expensive programs?

Universidad Ana G. Mendez-Carolina Campus at $7,569 net cost benefits from Puerto Rico's lower operating expenses and federal funding structures. In contrast, programs like Central Christian College of Kansas reach $12,473 due to private nonprofit pricing and smaller enrollment. Public universities like University of South Florida offer in-state students significant savings at $6,410 compared to the $10,043 net price. Regional campus locations also drive costs down, as seen with Kent State's satellite campuses.

How do graduation rates correlate with program costs in insurance education?

Higher graduation rates don't necessarily require higher costs, as evidenced by University of South Florida's 74.6% rate at just $10,043 net cost. However, Kent State's regional campuses show concerning patterns with East Liverpool at 9.8% and Salem at 28.2% graduation rates. Florida State achieves 83% graduation despite moderate costs, while Central Christian College manages only 23% at higher expense. The data suggests institutional support matters more than tuition levels.

Is the earning potential worth the investment for insurance graduates?

Insurance graduates see strong returns with starting salaries from $43,798 at Eastern Kentucky to $54,646 at Florida State University. Even accounting for debt levels like Florida State's $21,875, the annual earnings justify the investment within three to four years. Indiana State graduates earn $52,107 annually while paying just $12,188 net cost, creating favorable debt-to-income ratios. The national insurance job market continues expanding, particularly in risk management and cyber insurance.

Where do Kent State's multiple campus options fit in the insurance education market?

Kent State operates four regional campuses offering insurance programs, all at $7,272 in-state tuition but with varying outcomes. The main campus isn't included in this affordable list, suggesting these satellite locations serve different student populations. Graduation rates range from 9.8% at East Liverpool to 28.2% at Salem, indicating significant variation in student support or preparation. These campuses provide geographic access across Ohio's insurance job market.

Does acceptance rate indicate program quality in affordable insurance education?

Acceptance rates span from Florida State's selective 25.04% to Marshall University's open 96.88%, yet both produce capable insurance professionals. University of Mississippi accepts 97.38% of applicants while maintaining a 68.5% graduation rate and $51,482 graduate earnings. Eastern Kentucky's 64.31% acceptance rate balances accessibility with standards, resulting in nearly 50% graduation rates. The data suggests that institutional support during enrollment matters more than admission selectivity.

More Insurance Rankings

Cheapest Insurance Best Value Insurance

Related

All Insurance Programs All College Rankings Highest-Paying Majors 2026

Net price reflects the average cost after grants and scholarships for first-time, full-time students. See our methodology for details.