50 Theological and Ministerial Studies Programs
| # | School | Net Price | Program Earnings | In-State Tuition | Graduation Rate | Acceptance Rate |
|---|---|---|---|---|---|---|
| 1 |
Baptist University of Florida
Graceville, Florida
|
$8,829 | $27,765 | $13,800 | 69.2% | 92.1% |
| 2 |
Universidad Adventista de las Antillas
Mayaguez, Puerto Rico
|
$8,471 | $23,649 | $8,050 | 46.0% | 83.1% |
| 3 |
Clarks Summit University
Clarks Summit, Pennsylvania
|
$21,873 | $42,682 | $32,400 | 54.2% | 65.2% |
| 4 |
College of Biblical Studies-Houston
Houston, Texas
|
$16,267 | $28,309 | $7,475 | 60.0% | |
| 5 |
Hope International University
Fullerton, California
|
$27,653 | $47,846 | $36,250 | 45.7% | 32.2% |
| 6 |
Concordia University-Saint Paul
Saint Paul, Minnesota
|
$17,566 | $29,685 | $25,000 | 58.8% | 69.1% |
| 7 |
Azusa Pacific University
Azusa, California
|
$19,798 | $32,925 | $43,600 | 64.4% | 87.0% |
| 8 |
Bob Jones University
Greenville, South Carolina
|
$17,529 | $28,598 | $23,400 | 69.6% | |
| 9 |
The King's University
Southlake, Texas
|
$23,878 | $37,208 | $12,480 | 40.0% | 93.8% |
| 10 |
University of Northwestern-St Paul
Saint Paul, Minnesota
|
$25,140 | $37,208 | $36,830 | 68.4% | 92.5% |
| 11 |
Southern Adventist University
Collegedale, Tennessee
|
$24,334 | $32,925 | $25,590 | 51.4% | 65.8% |
| 12 |
Mount St. Mary's University
Emmitsburg, Maryland
|
$24,987 | $32,563 | $47,240 | 58.0% | 79.6% |
| 13 |
Franciscan University of Steubenville
Steubenville, Ohio
|
$23,987 | $31,133 | $32,630 | 77.1% | 66.7% |
| 14 |
University of Notre Dame
Notre Dame, Indiana
|
$27,823 | $35,594 | $62,693 | 96.8% | 12.9% |
| 15 |
Northwest University
Kirkland, Washington
|
$25,161 | $31,853 | $36,035 | 63.5% | 94.3% |
| 16 |
Johnson University
Knoxville, Tennessee
|
$20,303 | $25,194 | $20,318 | 62.2% | 63.2% |
| 17 |
Trinity Bible College and Graduate School
Ellendale, North Dakota
|
$20,396 | $25,194 | $18,762 | 38.8% | 44.4% |
| 18 |
Ave Maria University
Ave Maria, Florida
|
$23,655 | $28,598 | $28,222 | 55.5% | 44.2% |
| 19 |
Northwest University-Center for Online and Extended Education
Kirkland, Washington
|
$26,734 | $31,853 | $14,652 | 30.8% | |
| 20 |
Johnson University Florida
Kissimmee, Florida
|
$22,226 | $25,194 | $19,658 | 23.6% | 79.3% |
| 21 |
University of Dallas
Irving, Texas
|
$25,470 | $28,598 | $50,880 | 68.0% | 58.7% |
| 22 |
Oral Roberts University
Tulsa, Oklahoma
|
$23,600 | $25,774 | $34,100 | 53.9% | 78.4% |
| 23 |
University of Valley Forge
Phoenixville, Pennsylvania
|
$27,499 | $29,685 | $24,510 | 56.1% | 82.4% |
| 24 |
Kuyper College
Grand Rapids, Michigan
|
$28,458 | $29,685 | $26,390 | 53.6% | 75.7% |
| 25 |
Corban University
Salem, Oregon
|
$25,525 | $25,774 | $37,208 | 61.0% | 34.8% |
| 26 |
Palm Beach Atlantic University
West Palm Beach, Florida
|
$32,751 | $32,382 | $37,990 | 58.9% | 94.7% |
| 27 |
The Master's University and Seminary
Santa Clarita, California
|
$32,121 | $31,127 | $36,930 | 63.7% | 78.2% |
| 28 |
Moody Bible Institute
Chicago, Illinois
|
$25,007 | $23,649 | $15,356 | 62.0% | 94.1% |
| 29 |
Saint Mary-of-the-Woods College
Saint Mary of the Woods, Indiana
|
$43,465 | $38,829 | $33,490 | 52.3% | 78.2% |
| 30 |
Seattle Pacific University
Seattle, Washington
|
$24,820 | $21,508 | $38,814 | 62.1% | 90.7% |
| 31 |
Martin Luther College
New Ulm, Minnesota
|
$20,483 | $15,472 | $17,770 | 71.4% | 83.7% |
| 32 |
Concordia University-Wisconsin
Mequon, Wisconsin
|
$26,067 | $19,045 | $34,250 | 64.3% | 70.4% |
| 33 |
Concordia University Ann Arbor
Ann Arbor, Michigan
|
$26,409 | $19,045 | $34,200 | 50.0% | 70.2% |
| 34 |
Olivet Nazarene University
Bourbonnais, Illinois
|
$21,539 | $37,940 | 60.3% | 57.8% | |
| 35 |
Loyola University Chicago
Chicago, Illinois
|
$35,196 | $51,716 | 76.9% | 79.2% | |
| 36 |
Urshan College
Wentzville, Missouri
|
$13,496 | $8,506 | 55.0% | 85.3% | |
| 37 |
Dominican University
River Forest, Illinois
|
$15,113 | $37,844 | 62.4% | 89.5% | |
| 38 |
University of St Francis
Joliet, Illinois
|
$16,284 | $37,000 | 64.6% | 58.4% | |
| 39 |
Barry University
Miami, Florida
|
$22,978 | $33,450 | 36.6% | 59.6% | |
| 40 |
St. Thomas University
Miami Gardens, Florida
|
$24,275 | $34,770 | 43.4% | 65.2% | |
| 41 |
Saint Leo University
Saint Leo, Florida
|
$18,467 | $28,360 | 48.8% | 80.1% | |
| 42 |
Holy Apostles College and Seminary
Cromwell, Connecticut
|
$16,073 | $9,580 | 100.0% | ||
| 43 |
Colorado Christian University
Lakewood, Colorado
|
$25,458 | $39,266 | 55.3% | ||
| 44 |
Pacific Union College
Angwin, California
|
$20,979 | $35,214 | 51.5% | 48.5% | |
| 45 |
Latin American Bible Institute
La Puente, California
|
$9,140 | $12,320 | 60.0% | 100.0% | |
| 46 |
Fresno Pacific University
Fresno, California
|
$14,317 | $35,558 | 55.9% | 75.0% | |
| 47 |
San Diego Christian College
Santee, California
|
$7,871 | $26,300 | 23.5% | ||
| 48 |
Concordia University-Irvine
Irvine, California
|
$28,046 | $41,390 | 62.5% | 69.0% | |
| 49 |
John Brown University
Siloam Springs, Arkansas
|
$21,144 | $30,832 | 66.8% | 56.6% | |
| 50 |
Harding University
Searcy, Arkansas
|
$20,579 | $24,888 | 70.9% | 45.1% |
Frequently Asked Questions
What explains the $19,000 earnings gap between the highest and lowest-paid graduates?
Hope International University graduates earn $47,846 while Universidad Adventista graduates earn $23,649, reflecting different ministry markets and denominational structures. Catholic institutions like Notre Dame and Mount St. Mary's often prepare students for parish leadership with established salary scales. Protestant and non-denominational programs may lead to church planting or parachurch work with more variable compensation. Geographic location also matters, as urban ministry positions typically offer higher salaries than rural congregations.
How do graduation rates correlate with program costs in theological education?
Notre Dame achieves a 96.8% graduation rate at $27,823 net cost, while The King's University graduates only 40% of students despite charging $23,878. Bob Jones University and Baptist University of Florida both maintain 69% completion rates at much lower costs of $17,529 and $8,829 respectively. Higher-priced programs don't guarantee better outcomes, as Franciscan University's 77.1% rate at $23,987 outperforms several more expensive options. Student preparedness and institutional support matter more than tuition levels.
Does acceptance rate indicate program quality in ministry education?
Notre Dame's 12.91% acceptance rate reflects its academic selectivity, while Hope International admits only 32.22% despite strong $47,846 graduate earnings. However, The King's University accepts 93.75% of applicants but graduates just 40% of students, suggesting open admission doesn't ensure success. Many theological programs maintain high acceptance rates above 80% because they prioritize calling and commitment over purely academic credentials. Bob Jones University doesn't report acceptance rates, focusing instead on doctrinal alignment with prospective students.
What debt levels should theological students expect after graduation?
Debt loads vary significantly, from The King's University's concerning $43,423 average to Notre Dame's manageable $18,400. Universidad Adventista reports $31,000 in debt despite the lowest net costs, suggesting additional borrowing needs. University of Northwestern-St Paul graduates carry just $19,500 in debt with strong earning potential. Ministry careers often involve lower starting salaries than secular fields, making debt management important for long-term financial stability in religious vocations.
Where do the most affordable theological programs deliver strong graduate outcomes?
Baptist University of Florida combines the second-lowest net cost at $8,829 with solid 69.2% graduation rates and $27,765 earnings. Concordia University-Saint Paul offers good value at $17,566 with 58.8% graduation rates and $29,685 salaries. College of Biblical Studies-Houston provides accessible education at $16,267 net cost while maintaining 60% completion rates. These programs prove that affordable theological education can prepare effective ministry leaders without requiring excessive student debt loads.
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Net price reflects the average cost after grants and scholarships for first-time, full-time students. See our methodology for details.