Student Outcomes
- Graduation Rate (4-year)
- 55.4%
- Graduation Rate (6-year)
- 52.6%
- Retention Rate
- 61.5%
- Median Earnings (10 years after entry)
- $45,421
- Median Debt at Graduation
- $20,839
- Student-to-Faculty Ratio
- 8:1
- Loan Repayment Rate
- 46.6%
- Estimated Monthly Loan Payment
- $221/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Pastoral Counseling and Specialized Ministries. | Bachelor | $26,121 | |
| Bible/Biblical Studies. | Bachelor | $21,964 |
Outcomes Overview
Calvary graduates earn a median of $45,421 ten years after graduation, which puts their debt-to-earnings ratio at a reasonable 46%. With monthly loan payments of $221, graduates spend about 5.9% of their gross income on student loans, well below the recommended 10% threshold. The 90.6% employment rate shows most graduates find work, though starting salaries average just $28,610. Many Calvary alumni enter ministry, education, and nonprofit work, fields that prioritize service over high salaries. Given the low total debt of $20,839 and affordable tuition structure, this represents a solid return on investment for students pursuing faith-based careers where financial rewards come secondary to personal calling.