Student Outcomes
- Graduation Rate (4-year)
- 30.1%
- Graduation Rate (6-year)
- 29.2%
- Retention Rate
- 56.4%
- Median Earnings (10 years after entry)
- $32,864
- Median Debt at Graduation
- $20,287
- Student-to-Faculty Ratio
- 15:1
- Loan Repayment Rate
- 59.7%
- Estimated Monthly Loan Payment
- $215/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Bible/Biblical Studies. | Bachelor | $29,685 | $21,029 |
| Religious Education. | Bachelor | $19,227 |
Outcomes Overview
Carolina University graduates face significant financial challenges after college. The median debt of $20,287 paired with median earnings of $32,864 creates a debt-to-earnings ratio of 62%, well above the recommended 40% threshold. Monthly loan payments of $215 consume about 8% of a typical graduate's income, making budgeting tight in the early career years. The 59.72% loan repayment rate suggests many alumni struggle to keep up with payments. While the 92.9% employment rate shows most graduates find work, the low earnings relative to debt burden create real financial stress. This represents a weak return on investment, as graduates earn less than many community college certificate holders while carrying substantial debt.