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86.7%Acceptance
$27,110Tuition
638Students
29%Grad Rate (6-yr)
$38,412Earnings
Private nonprofit4-yearSAT/ACT Test OptionalNCAA Division IIStudy AbroadData: 2023-24Southern Baptist

Cost Details

In-State Tuition
$27,110
Out-of-State Tuition
$27,110
Average Net Price
$16,189
Students Receiving Financial Aid
60.8%
Room & Board (On Campus)
$9,710
Room & Board (Off Campus)
$9,710
Books & Supplies
$1,200
Total Cost of Attendance
$38,020
Median Debt at Graduation
$29,491
Estimated Monthly Loan Payment
$313/mo
Loan Repayment Rate
31.1%
Students Taking Federal Loans
57.0%
Pell Grant Recipients
60.8%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $14,377
$30,001 – $48,000 $13,289
$48,001 – $75,000 $18,449
$75,001 – $110,000 $17,407
$110,001+ $22,454

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Families typically pay $16,189 annually at Chowan after financial aid, though costs vary dramatically by income. Students from families earning under $30,000 pay just $14,377 per year, while those from households making over $110,000 pay $22,454. Over four years, that's roughly $58,000 to $90,000 total depending on family finances.

Graduates leave with $29,491 in median debt, translating to $313 monthly payments. That's manageable against median earnings of $38,412 ten years out, though only 31% of borrowers are successfully paying down their loans. Nearly 61% of students receive Pell Grants, indicating significant financial need on campus. The best deal goes to low-income students who qualify for maximum federal aid and the university's institutional grants averaging $20,580. Middle-class families often find themselves caught in an expensive gap between aid eligibility and affordability.

Official Net Price Calculator

Get a personalized cost estimate from Chowan University:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.