At $25,651/yr net price, Concordia College at Moorhead graduates earn $59,317/yr within 10 years of enrollment, which is $25,317/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $25,651 |
| Estimated 4-Year Cost | $102,604 |
| Median Earnings (10yr post-entry) | $59,317/yr |
| Earnings Premium vs. HS Diploma | +$25,317/yr |
| Estimated Break-Even | 4.1 years |
| Graduation Rate (6-year) | 71.8% |
| Median Debt at Graduation | $26,847 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $20,609/yr |
| $30,001 - $48,000 | $18,518/yr |
| $48,001 - $75,000 | $21,948/yr |
| $75,001 - $110,000 | $26,257/yr |
| $110,001+ | $29,795/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $61,941 | $27,000 |
| Accounting and Related Services. | Bachelor | $56,641 | $24,193 |
| Business Administration, Management and Operations. | Bachelor | $47,686 | $25,750 |
| Social Work. | Bachelor | $44,170 | $27,000 |
| Mathematics. | Bachelor | $43,426 | $24,187 |
| Teacher Education and Professional Development, Specific Subject Areas. | Bachelor | $41,317 | $27,000 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $39,909 | $27,000 |
| Sociology. | Bachelor | $38,289 | |
| Romance Languages, Literatures, and Linguistics. | Bachelor | $36,560 | $27,000 |
| Natural Resources Conservation and Research. | Bachelor | $36,141 |
The Risk Factor
71.8% of students at Concordia College at Moorhead graduate within 6 years. A significant share of students finish, but roughly 28% do not complete their degree.
Analysis
Concordia College at Moorhead delivers mixed financial returns with some programs offering solid career prospects while others struggle to justify their cost. The nursing program stands out as the clear financial winner, producing graduates who earn $61,941 annually with manageable debt loads of $27,000. This creates a debt-to-income ratio that makes sense for the regional healthcare job market in Minnesota and North Dakota.
Accounting graduates also see respectable returns at $56,641 annually with below-average debt of $24,193, positioning them well for opportunities in the Twin Cities metro area and regional businesses. However, several programs raise red flags. Social work graduates earn just $44,170 while carrying $27,000 in debt, creating a challenging financial situation in a field known for modest salaries. Mathematics majors face an even tougher outlook with $43,426 earnings against $24,187 in debt.
The school's 19.76% financial aid rate is unusually low, meaning most families pay close to the full $25,651 net price. This makes Concordia a risky choice unless you target high-earning majors or have significant family resources. The 71.8% graduation rate adds another layer of risk, as nearly three in ten students fail to complete their degree while still accumulating debt.
Concordia works best for students committed to nursing or business who can leverage the school's regional connections and Lutheran network. Students interested in social services, education, or liberal arts should seriously consider lower-cost public alternatives that won't saddle them with disproportionate debt loads relative to their earning potential in these fields.
Frequently Asked Questions
Is Concordia College at Moorhead worth the cost?
With a net price of $25,651 and median earnings of $59,317 after 10 years, Concordia offers decent value for students who graduate. However, the 71.8% graduation rate means nearly 3 in 10 students don't finish, making completion critical for ROI.
What are the best paying majors at Concordia College Moorhead?
Nursing programs lead with $61,941 median earnings, followed by accounting at $56,641. Business administration graduates earn $47,686, while social work and math majors see lower returns at $44,170 and $43,426 respectively.
How much student debt do Concordia College Moorhead graduates have?
The median debt load is $26,847, which is manageable for nursing and accounting graduates but creates challenges for lower-earning majors like social work and mathematics.
Does Concordia College at Moorhead have good financial aid?
The net price of $25,651 suggests moderate financial aid effectiveness, though this varies significantly by family income. Students should compare aid packages carefully since the sticker price reduction determines actual affordability.