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85.7%Acceptance
$36,690Tuition
1,388Students
41%Grad Rate (6-yr)
$60,883Earnings
Private nonprofit4-yearSAT/ACT Test OptionalNCAA Division IIIStudy AbroadData: 2023-24Lutheran Church - Missouri Synod
Return on Investment: Good

At $22,240/yr net price, Concordia University Texas graduates earn $60,883/yr within 10 years of enrollment, which is $26,883/yr above the median for high school graduates.

Cost vs. Outcomes

Return on investment data for Concordia University Texas
Metric Value
Average Net Price (per year) $22,240
Estimated 4-Year Cost $88,960
Median Earnings (10yr post-entry) $60,883/yr
Earnings Premium vs. HS Diploma +$26,883/yr
Estimated Break-Even 3.3 years
Graduation Rate (6-year) 40.5%
Median Debt at Graduation $21,852

What You'll Actually Pay

Average net price by family income

Net price by family income for Concordia University Texas
Family Income Estimated Net Price
$0 - $30,000 $16,380/yr
$30,001 - $48,000 $18,269/yr
$48,001 - $75,000 $20,148/yr
$75,001 - $110,000 $26,629/yr
$110,001+ $31,244/yr

Earnings by Major

Top programs ranked by median earnings

Earnings and debt by program at Concordia University Texas
Program Level Median Earnings Median Debt
Business Administration, Management and Operations. Master $65,131 $41,000
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. Bachelor $60,943 $20,325
Business/Commerce, General. Bachelor $57,995 $37,500
Computer Science. Bachelor $54,713
Education, General. Master $54,043 $34,366
Human Resources Management and Services. Bachelor $47,260
Business Administration, Management and Operations. Bachelor $47,025 $21,292
Health and Medical Administrative Services. Bachelor $46,478
Teacher Education and Professional Development, Specific Levels and Methods. Bachelor $43,290
Communication and Media Studies. Bachelor $31,133

The Risk Factor

Completion Risk: Elevated Risk

40.5% of students at Concordia University Texas graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.

Analysis

Concordia University Texas delivers weak financial returns that make it a risky investment for most students. With a 40% graduation rate and median debt of nearly $22,000, your chances of completing your degree are lower than at most four-year colleges.

Business Administration leads the earnings at $65,131 but comes with $41,000 in debt, creating a poor debt-to-income ratio. Nursing offers the best financial outcome with $60,943 earnings and only $20,325 in debt. Education majors face particularly poor prospects with $54,043 salaries against $34,366 in debt. Computer Science shows promise at $54,713 but lacks debt data for full assessment.

The biggest financial risk here is the graduation rate. Six out of ten students never finish their degree but still carry debt. The 63% retention rate signals that many students struggle academically or financially after their first year.

You should consider Concordia only if you plan to study nursing and can commit to finishing your degree. The nursing program appears well-structured with reasonable debt levels. Business majors face too much debt for the salary outcome. Education majors should look elsewhere given the poor return on investment.

With only 40% of students receiving aid, financial support is limited. The $22,240 net price is reasonable for a private college, but the low graduation rate undermines any cost advantage. Your best strategy is ensuring you can complete the program before enrolling, as dropping out with debt creates the worst possible financial outcome.

Frequently Asked Questions

Is Concordia University Texas worth the cost?

Concordia University Texas offers mixed value with a net price of $22,240 and 10-year median earnings of $60,883. The low 40.5% graduation rate is concerning and significantly impacts ROI for students who don't complete their degrees.

What are the best paying majors at Concordia University Texas?

Business Administration leads at $65,131 in median earnings, followed by Nursing at $60,943. Computer Science ($54,713) and Education ($54,043) show lower returns despite the tech and teaching job markets.

How much debt do Concordia University Texas graduates have?

The median debt is $21,852, which is manageable compared to the national average. However, this only reflects students who graduate - the 40.5% graduation rate means many students may leave with debt but no degree.

Does Concordia University Texas have good job placement after graduation?

With median earnings of $60,883 ten years post-enrollment, graduates earn decent salaries. The bigger risk is the low graduation rate, which suggests many students struggle to complete their programs and enter the job market.