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66.2%Acceptance
$27,840Tuition
2,053Students
47%Grad Rate (6-yr)
$57,687Earnings
Private nonprofit4-yearSAT/ACT Test BlindNAIAStudy AbroadData: 2023-24

Cost Details

In-State Tuition
$27,840
Out-of-State Tuition
$27,840
Average Net Price
$18,292
Students Receiving Financial Aid
32.5%
Room & Board (On Campus)
$10,360
Room & Board (Off Campus)
$10,540
Books & Supplies
$1,200
Total Cost of Attendance
$39,400
Median Debt at Graduation
$17,952
Estimated Monthly Loan Payment
$190/mo
Loan Repayment Rate
62.6%
Students Taking Federal Loans
25.1%
Pell Grant Recipients
32.5%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $16,827
$30,001 – $48,000 $18,220
$48,001 – $75,000 $17,891
$75,001 – $110,000 $19,155
$110,001+ $23,937

Cost Estimator

Family Income
Residency
Housing

Cost Overview

The average family pays $18,292 per year at Cumberland University, well below the $39,400 sticker price. Families earning under $30,000 pay about $16,827 annually, while those making over $110,000 pay $23,937. Over four years, most students spend around $73,000 total. This small Tennessee school keeps costs manageable through institutional grants that average $22,145 for the 28% of students who receive them.

Graduates leave with a median debt of $17,952, which translates to monthly payments of $190. With median earnings hitting $57,687 ten years after graduation, that payment represents a reasonable 4% of monthly income. The school's location in Lebanon, Tennessee helps keep living costs low, with room and board at just $10,360. Students from Tennessee families get the best deal here, as 90% of students are in-state residents who benefit from the school's generous aid packages.

Official Net Price Calculator

Get a personalized cost estimate from Cumberland University:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.