Skip to main content
86.1%Acceptance
$11,046Tuition
2,825Students
53%Grad Rate (6-yr)
$53,874Earnings
Public4-yearSAT/ACT Test OptionalNCAA Division IIIStudy AbroadData: 2023-24

Cost Details

In-State Tuition
$11,046
Out-of-State Tuition
$17,126
Average Net Price
$15,432
Students Receiving Financial Aid
31.0%
Room & Board (On Campus)
$14,225
Room & Board (Off Campus)
$10,400
Books & Supplies
$1,500
Total Cost of Attendance
$26,771
Median Debt at Graduation
$24,239
Estimated Monthly Loan Payment
$257/mo
Loan Repayment Rate
65.7%
Students Taking Federal Loans
50.0%
Pell Grant Recipients
31.0%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $10,430
$30,001 – $48,000 $10,705
$48,001 – $75,000 $15,224
$75,001 – $110,000 $19,690
$110,001+ $22,603

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Most families at Fitchburg State pay far less than the $26,771 sticker price. Students from families earning under $30,000 pay just $10,430 annually after aid. Even middle-class families earning $48,000-$75,000 pay around $15,224 per year. Over four years, total costs range from $42,000 to $90,000 depending on family income.

The school keeps debt manageable for a state university. Graduates carry a median debt of $24,239, translating to monthly payments of $257. With median earnings of $53,874 ten years out, loan payments consume about 6% of income. The 66% loan repayment rate suggests most graduates handle their debt successfully. Only 14% of students receive institutional grants averaging $6,982, but the low in-state tuition keeps costs reasonable. Massachusetts residents from working-class families get the best financial deal here.

Official Net Price Calculator

Get a personalized cost estimate from Fitchburg State University:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.