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$3,712Tuition
749Students
34%Grad Rate (6-yr)
$37,179Earnings
Public2-yearNJCAAData: 2023-24

Cost Details

In-State Tuition
$3,712
Out-of-State Tuition
$4,882
Average Net Price
$10,803
Students Receiving Financial Aid
23.6%
Room & Board (On Campus)
$4,974
Room & Board (Off Campus)
$11,789
Books & Supplies
$1,500
Total Cost of Attendance
$10,186
Median Debt at Graduation
$9,500
Estimated Monthly Loan Payment
$101/mo
Loan Repayment Rate
35.7%
Students Taking Federal Loans
4.4%
Pell Grant Recipients
23.6%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $10,787
$30,001 – $48,000 $9,600
$48,001 – $75,000 $11,728
$75,001 – $110,000 $12,322
$110,001+ $12,768

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Most families pay between $9,600 and $12,768 annually at Frank Phillips College, depending on their income level. Low-income families actually pay slightly more at $10,787 due to limited institutional aid availability. Only 15.62% of students receive institutional grants averaging $5,415. Over two years, total costs range from $19,200 to $25,536.

The college keeps borrowing minimal with just 4.35% of students taking federal loans. Graduates who do borrow owe a median $9,500, translating to monthly payments around $101. With median earnings hitting $37,179 within ten years, loan payments represent roughly 3% of income for most graduates. The 91% employment rate helps make debt manageable for the few who need loans.

Middle-income families earning $30,000-$48,000 get the best financial deal here, paying $9,600 annually while avoiding the higher costs that hit both lower and upper-income brackets.

Official Net Price Calculator

Get a personalized cost estimate from Frank Phillips College:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.