Cost Details
- In-State Tuition
- $33,450
- Out-of-State Tuition
- $33,450
- Average Net Price
- $24,137
- Students Receiving Financial Aid
- 26.8%
- Room & Board (On Campus)
- $10,770
- Room & Board (Off Campus)
- $5,700
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $45,220
- Median Debt at Graduation
- $24,222
- Estimated Monthly Loan Payment
- $257/mo
- Loan Repayment Rate
- 51.0%
- Students Taking Federal Loans
- 54.9%
- Pell Grant Recipients
- 26.8%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $21,744 |
| $30,001 – $48,000 | $19,750 |
| $48,001 – $75,000 | $19,334 |
| $75,001 – $110,000 | $25,534 |
| $110,001+ | $27,952 |
Cost Estimator
Cost Overview
Most Gardner-Webb families pay around $24,137 annually after aid, not the $45,220 sticker price. Lower-income families get the best breaks, with those earning under $30,000 paying just $21,744 per year. Middle-class families earning $30,000-$75,000 pay roughly $19,500-$19,750 annually. Higher earners face steeper costs, with families making over $110,000 paying nearly $28,000 yearly.
Over four years, expect to invest around $96,500 in total costs. Graduates typically leave with $24,222 in debt, translating to $257 monthly payments. With median earnings hitting $48,039 ten years out, that debt load represents about 6% of annual income. The 51% loan repayment rate suggests some graduates struggle with payments. Students from families earning $48,000-$75,000 get the sweetest deal here, paying less than those making more or less.
Over four years, expect to invest around $96,500 in total costs. Graduates typically leave with $24,222 in debt, translating to $257 monthly payments. With median earnings hitting $48,039 ten years out, that debt load represents about 6% of annual income. The 51% loan repayment rate suggests some graduates struggle with payments. Students from families earning $48,000-$75,000 get the sweetest deal here, paying less than those making more or less.
Official Net Price Calculator
Get a personalized cost estimate from Gardner-Webb University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.