Student Outcomes
- Graduation Rate (6-year)
- 38.4%
- Median Earnings (10 years after entry)
- $44,608
- Median Debt at Graduation
- $9,812
- Student-to-Faculty Ratio
- 16:1
- Loan Repayment Rate
- 46.1%
- Estimated Monthly Loan Payment
- $104/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Associate | $58,582 | $10,026 |
| Allied Health and Medical Assisting Services. | Associate | $28,598 | |
| Business/Commerce, General. | Associate | $28,019 | $10,750 |
| Liberal Arts and Sciences, General Studies and Humanities. | Associate | $20,482 | $8,718 |
| Design and Applied Arts. | Associate | $9,167 |
Outcomes Overview
Harford Community College graduates earn a median of $44,608 ten years after graduation, which creates a manageable debt-to-earnings ratio of 22% with median debt of $9,812. Monthly loan payments of $104 represent just 2.8% of typical graduate income, well below the recommended 10% threshold. The 92.2% employment rate shows strong job placement, though the 46.1% loan repayment rate suggests some graduates struggle financially despite finding work. Many students transfer to four-year schools or enter healthcare, business, and technical fields where associate degrees provide direct career entry. With low debt loads and reasonable earning potential for a two-year program, Harford offers a strong return on investment for students seeking affordable career preparation or transfer pathways.