Cost Details
- In-State Tuition
- $63,268
- Out-of-State Tuition
- $63,268
- Average Net Price
- $31,057
- Students Receiving Financial Aid
- 24.1%
- Room & Board (On Campus)
- $17,334
- Room & Board (Off Campus)
- $14,875
- Books & Supplies
- $1,300
- Total Cost of Attendance
- $81,902
- Median Debt at Graduation
- $27,000
- Estimated Monthly Loan Payment
- $286/mo
- Loan Repayment Rate
- 80.4%
- Students Taking Federal Loans
- 71.1%
- Pell Grant Recipients
- 24.1%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,969 |
| $30,001 – $48,000 | $14,672 |
| $48,001 – $75,000 | $19,579 |
| $75,001 – $110,000 | $24,792 |
| $110,001+ | $41,860 |
Cost Estimator
Cost Overview
Most families pay far less than the $82,000 sticker price at Hobart and William Smith. Students from families earning under $30,000 pay just $11,000 annually after aid. Those from middle-class families earning $48,000-$75,000 pay around $20,000 per year. Even wealthy families earning over $110,000 typically pay $42,000 annually. Over four years, costs range from $44,000 for low-income students to $168,000 for high earners.
Graduates leave with a median debt of $27,000, creating monthly payments of $286. That debt load becomes manageable quickly since alumni earn a median $68,831 within ten years of graduation. The loan repayment rate hits 80%, suggesting most graduates can handle their payments. Students from working-class families get the best financial deal here, often paying less than many state schools while accessing the small classes and personal attention of a 10:1 student-faculty ratio.
Graduates leave with a median debt of $27,000, creating monthly payments of $286. That debt load becomes manageable quickly since alumni earn a median $68,831 within ten years of graduation. The loan repayment rate hits 80%, suggesting most graduates can handle their payments. Students from working-class families get the best financial deal here, often paying less than many state schools while accessing the small classes and personal attention of a 10:1 student-faculty ratio.
Official Net Price Calculator
Get a personalized cost estimate from Hobart William Smith Colleges:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.