Student Outcomes
- Graduation Rate (4-year)
- 31.1%
- Graduation Rate (6-year)
- 29.5%
- Retention Rate
- 79.3%
- Median Earnings (10 years after entry)
- $50,416
- Median Debt at Graduation
- $24,000
- Student-to-Faculty Ratio
- 12:1
- Loan Repayment Rate
- 58.8%
- Estimated Monthly Loan Payment
- $254/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business/Commerce, General. | Bachelor | $40,461 | $20,237 |
| Psychology, General. | Bachelor | $35,060 |
Outcomes Overview
Holy Cross graduates face a challenging financial reality after college. The median debt of $24,000 creates a debt-to-earnings ratio of 47% against starting salaries of $50,416. Monthly loan payments of $254 consume about 6% of gross income, which falls within manageable ranges. The 90.4% employment rate shows strong job placement success. However, the concerning 29.5% six-year graduation rate means many students accumulate debt without completing their degree. Those who do graduate often use Holy Cross as a stepping stone to transfer to Notre Dame or enter careers in business, education, and social services. Given the high dropout risk and modest earning potential, this represents a weak return on investment for most students.