At $26,470/yr net price, Holy Cross College graduates earn $50,416/yr within 10 years of enrollment, which is $16,416/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $26,470 |
| Estimated 4-Year Cost | $105,880 |
| Median Earnings (10yr post-entry) | $50,416/yr |
| Earnings Premium vs. HS Diploma | +$16,416/yr |
| Estimated Break-Even | 6.4 years |
| Graduation Rate (6-year) | 29.5% |
| Median Debt at Graduation | $24,000 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $13,969/yr |
| $30,001 - $48,000 | $15,859/yr |
| $48,001 - $75,000 | $18,845/yr |
| $75,001 - $110,000 | $24,241/yr |
| $110,001+ | $33,940/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business/Commerce, General. | Bachelor | $40,461 | $20,237 |
| Psychology, General. | Bachelor | $35,060 |
The Risk Factor
29.5% of students at Holy Cross College graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Holy Cross College presents a concerning financial picture with a 10-year median salary of $50,416 that barely justifies its $26,470 annual net price. The school's 29.5% graduation rate creates significant risk that you'll accumulate debt without completing your degree.
Business majors at Holy Cross earn $40,461 annually with $20,237 in debt, creating a manageable debt-to-income ratio. Psychology graduates face a tougher outlook at $35,060 per year, making loan repayment more challenging. The limited program data suggests Holy Cross lacks the diverse, high-paying majors that could improve your ROI prospects.
Your biggest financial risk at Holy Cross is the graduation rate. With fewer than 3 in 10 students completing their degrees, you face high odds of leaving with debt but no credential. The 79% retention rate shows many students recognize this problem early and transfer elsewhere.
Holy Cross works financially for students who can afford the full cost without borrowing heavily and who plan to transfer to stronger programs after building academic momentum. The school also suits students committed to its specific Catholic mission who value that experience over pure financial returns.
Avoid Holy Cross if you need substantial financial aid. Only 29% of students receive aid, indicating limited support for middle and lower-income families. Merit scholarship opportunities appear restricted given the low aid percentage. If you're debt-averse or unsure about your major, stronger regional options offer better graduation rates and career prospects for similar costs.
Frequently Asked Questions
Is Holy Cross College worth the cost compared to other schools?
Holy Cross College graduates earn $50,416 ten years after graduation, which is below average for a private college costing $26,470 annually. The 29.5% graduation rate is concerning and significantly impacts the return on investment.
What are the best paying majors at Holy Cross College?
Business graduates from Holy Cross College earn around $40,461 annually, while Psychology majors earn $35,060. Both programs offer modest returns given the total cost of attendance.
How much debt do Holy Cross College students graduate with?
The median debt at Holy Cross College is $24,000, which is manageable compared to many private schools. However, the low graduation rate means many students may accumulate debt without completing their degree.
Does Holy Cross College have good financial aid?
With a net price of $26,470 after aid, Holy Cross College costs less than many private institutions. The financial aid appears adequate, though the poor graduation rate suggests students may struggle academically regardless of affordability.