Cost Details
- In-State Tuition
- $33,322
- Out-of-State Tuition
- $33,322
- Average Net Price
- $25,255
- Students Receiving Financial Aid
- 42.2%
- Room & Board (On Campus)
- $10,074
- Room & Board (Off Campus)
- $8,544
- Books & Supplies
- $1,500
- Total Cost of Attendance
- $44,896
- Median Debt at Graduation
- $26,793
- Estimated Monthly Loan Payment
- $284/mo
- Loan Repayment Rate
- 54.7%
- Students Taking Federal Loans
- 66.1%
- Pell Grant Recipients
- 42.2%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $20,589 |
| $30,001 – $48,000 | $22,305 |
| $48,001 – $75,000 | $26,844 |
| $75,001 – $110,000 | $29,620 |
| $110,001+ | $29,652 |
Cost Estimator
Cost Overview
Most Howard Payne families pay around $25,255 annually after aid, not the $44,896 sticker price. Lower-income students get the biggest breaks, with families earning under $30,000 paying just $20,589 per year. Even middle-class families earning $75,000-$110,000 pay $29,620 annually. Over four years, expect to invest roughly $100,000-$120,000 total.
The 716 students here graduate with a median debt of $26,793, translating to $284 monthly payments. That's manageable against the $48,376 median earnings ten years out, but tight in those early career years when graduates earn around $37,543. Only 54.7% successfully repay their loans on schedule. The school awards institutional grants averaging $18,817 to 28% of students.
Students from Texas families earning under $48,000 get the best financial deal here, with net prices barely exceeding $22,000 annually.
The 716 students here graduate with a median debt of $26,793, translating to $284 monthly payments. That's manageable against the $48,376 median earnings ten years out, but tight in those early career years when graduates earn around $37,543. Only 54.7% successfully repay their loans on schedule. The school awards institutional grants averaging $18,817 to 28% of students.
Students from Texas families earning under $48,000 get the best financial deal here, with net prices barely exceeding $22,000 annually.
Official Net Price Calculator
Get a personalized cost estimate from Howard Payne University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.