At $11,410/yr net price, Humphreys University-Stockton and Modesto Campuses graduates earn $39,248/yr within 10 years of enrollment, which is $5,248/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $11,410 |
| Estimated 4-Year Cost | $45,640 |
| Median Earnings (10yr post-entry) | $39,248/yr |
| Earnings Premium vs. HS Diploma | +$5,248/yr |
| Estimated Break-Even | 8.7 years |
| Graduation Rate (6-year) | 50.0% |
| Median Debt at Graduation | $35,500 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $48,001 - $75,000 | $2,534/yr |
| $110,001+ | $20,286/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Law. | Doctoral | $65,657 | |
| Business Administration, Management and Operations. | Bachelor | $49,527 | $37,334 |
| Legal Professions and Studies, Other. | Bachelor | $36,560 | |
| Criminal Justice and Corrections. | Bachelor | $34,420 | |
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $27,126 | $38,338 |
The Risk Factor
50.0% of students at Humphreys University-Stockton and Modesto Campuses graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
Humphreys University delivers mixed financial returns that depend heavily on your major choice. The law program stands out with graduates earning $65,657 annually, making it the clear winner financially. Business administration graduates earn a respectable $49,527, providing solid returns on the investment.
The financial picture deteriorates sharply for other programs. Criminal justice graduates earn just $34,420, while education majors face the worst outcomes with only $27,126 in median earnings despite carrying $38,338 in debt. These lower-paying programs create significant financial risk given the debt loads involved.
Your biggest advantage here is the low net price of $11,410 annually, which keeps total debt manageable compared to most private institutions. However, the 50% graduation rate means you face substantial risk of leaving without a degree while still owing money.
This school makes financial sense if you plan to study law or business and can commit to completing your degree. The small size and 100% retention rate suggest strong support systems once enrolled. Avoid Humphreys if you want to study criminal justice or education, where the earnings potential does not justify even the relatively modest debt levels.
With only 55% of students receiving financial aid, merit opportunities appear limited. Your best strategy is leveraging the already low sticker price rather than counting on significant aid packages. The regional job market in Stockton and Modesto limits high-paying opportunities outside of law and business, making major selection critical to your financial success.
Frequently Asked Questions
Is Humphreys University-Stockton and Modesto Campuses worth the cost?
For most students, no. Graduates earn just $39,248 ten years after enrollment, while typical debt reaches $35,500, creating a poor return on investment except for law students who earn significantly more.
What programs at Humphreys University-Stockton and Modesto Campuses have the best job prospects?
Law graduates earn $65,657 annually, making it the only program that clearly justifies the cost. Business graduates earn $49,527, which is decent but still modest given the debt load.
How much debt do Humphreys University-Stockton and Modesto Campuses graduates typically have?
Median debt is $35,500, which is problematic since most graduates earn under $40,000 annually. Only law and business graduates earn enough to comfortably manage this debt level.
What is the graduation rate at Humphreys University-Stockton and Modesto Campuses?
The graduation rate is 50%, meaning half of students who start never finish their degree. Combined with low post-graduation earnings, this makes the financial risk significant for many students.