Cost Details
- In-State Tuition
- $8,179
- Out-of-State Tuition
- $22,043
- Average Net Price
- $8,364
- Students Receiving Financial Aid
- 41.2%
- Room & Board (On Campus)
- $11,216
- Room & Board (Off Campus)
- $10,244
- Books & Supplies
- $644
- Total Cost of Attendance
- $20,039
- Median Debt at Graduation
- $21,355
- Estimated Monthly Loan Payment
- $226/mo
- Loan Repayment Rate
- 49.2%
- Students Taking Federal Loans
- 36.5%
- Pell Grant Recipients
- 41.2%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $4,347 |
| $30,001 – $48,000 | $5,039 |
| $48,001 – $75,000 | $9,272 |
| $75,001 – $110,000 | $14,551 |
| $110,001+ | $15,174 |
Cost Estimator
Cost Overview
Most families pay far less than the $20,039 sticker price at IU South Bend. Low-income students (under $30K) pay just $4,347 annually, while middle-class families ($48-75K income) face $9,272 per year. Over four years, total costs range from $17,388 to $60,696 depending on family income.
Graduates carry $21,355 in median debt, translating to $226 monthly payments. With median earnings of $44,947 ten years out, loan payments consume about 6% of income. The 49% loan repayment rate suggests many graduates struggle with payments despite relatively modest debt loads. Only 37% of students take federal loans, keeping borrowing manageable for most.
Students from low-income families get the strong deal here. Net costs under $5,000 make this one of the most affordable bachelor's degree options in Indiana for families earning under $48,000.
Graduates carry $21,355 in median debt, translating to $226 monthly payments. With median earnings of $44,947 ten years out, loan payments consume about 6% of income. The 49% loan repayment rate suggests many graduates struggle with payments despite relatively modest debt loads. Only 37% of students take federal loans, keeping borrowing manageable for most.
Students from low-income families get the strong deal here. Net costs under $5,000 make this one of the most affordable bachelor's degree options in Indiana for families earning under $48,000.
Official Net Price Calculator
Get a personalized cost estimate from Indiana University-South Bend:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.