At $16,828/yr net price, International Baptist College and Seminary graduates earn $39,556/yr within 10 years of enrollment, which is $5,556/yr above the median for high school graduates.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $16,828 |
| Estimated 4-Year Cost | $67,312 |
| Median Earnings (10yr post-entry) | $39,556/yr |
| Earnings Premium vs. HS Diploma | +$5,556/yr |
| Estimated Break-Even | 12.1 years |
| Graduation Rate (6-year) | 42.9% |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $13,709/yr |
| $30,001 - $48,000 | $17,759/yr |
| $75,001 - $110,000 | $22,539/yr |
| $110,001+ | $13,304/yr |
The Risk Factor
42.9% of students at International Baptist College and Seminary graduate within 6 years. More than half of students finish, but the dropout rate is a real factor in whether this investment pays off.
Analysis
International Baptist College and Seminary delivers poor financial returns with a 10-year median salary of just $39,556 against a net price of nearly $17,000 annually. Your earnings will likely fall well below what you could achieve at other Arizona institutions or even without a degree in many trades.
The 42.9% graduation rate creates significant financial risk since you face a real chance of accumulating debt without completing your program. While the 100% retention rate suggests satisfied students who return for sophomore year, the low completion rate indicates many struggle to finish. This combination suggests academic or financial barriers that prevent degree completion.
The seminary primarily serves students preparing for ministry careers, which typically offer modest compensation regardless of education level. If you plan to work in pastoral ministry or Christian education, the low salary outcome aligns with career expectations rather than representing poor program quality. However, you should consider whether the debt load makes sense for your expected ministry income.
You might find this school financially viable if you have significant family support, ministry calling, or access to denomination-specific scholarships. The relatively low percentage receiving aid (30.91%) suggests either a financially comfortable student body or limited institutional aid availability.
Look elsewhere if you need strong earnings potential to justify education costs. The financial return makes sense only if ministry work aligns with your career goals and you can minimize borrowing through scholarships, family support, or part-time attendance while working.
Frequently Asked Questions
Is International Baptist College and Seminary worth the cost?
With graduates earning $39,556 ten years after enrollment and a net price of $16,828 per year, the financial return is modest. The 43% graduation rate also presents significant completion risk that prospective students should carefully consider.
What is the return on investment for International Baptist College and Seminary?
Graduates earn about $39,556 annually ten years post-enrollment, which is below the national average for college graduates. The relatively low net price of $16,828 helps offset some financial risk, but overall ROI remains limited.
Do International Baptist College and Seminary graduates struggle with debt?
While the school's net price is reasonable at $16,828 per year, the bigger concern is the 43% graduation rate. Students who don't complete their degree face debt without the earning potential that comes with graduation.
Which programs at International Baptist College and Seminary have the best job prospects?
The school primarily offers religious and theological programs, which typically have limited earning potential in secular job markets. Students should have realistic expectations about career options and salary ranges in ministry-focused fields.