Cost Details
- In-State Tuition
- $20,480
- Out-of-State Tuition
- $20,480
- Average Net Price
- $20,011
- Students Receiving Financial Aid
- 67.8%
- Room & Board (On Campus)
- $9,014
- Room & Board (Off Campus)
- $10,400
- Books & Supplies
- $1,200
- Total Cost of Attendance
- $30,694
- Median Debt at Graduation
- $30,000
- Estimated Monthly Loan Payment
- $318/mo
- Loan Repayment Rate
- 26.5%
- Students Taking Federal Loans
- 73.5%
- Pell Grant Recipients
- 67.8%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $19,693 |
| $30,001 – $48,000 | $29,425 |
| $48,001 – $75,000 | $17,959 |
| $75,001 – $110,000 | $19,673 |
| $110,001+ | $21,063 |
Cost Estimator
Cost Overview
Most families pay around $20,000 annually for Johnson C Smith, well below the $30,694 sticker price. The net price varies dramatically by income, dropping to $17,959 for middle-class families earning $48,000-$75,000. Over four years, expect to pay roughly $80,000 total. Nearly 68% of students receive Pell Grants, reflecting the university's commitment to serving lower-income students.
Graduates typically leave with $30,000 in debt, translating to $318 monthly payments. With median earnings of $42,680 ten years after graduation, loan payments consume about 9% of income. That's manageable compared to many private colleges. Only 26% of borrowers successfully repay their loans on time, suggesting financial challenges for some graduates.
Middle-class families in the $48,000-$75,000 income bracket get the best financial deal here. They pay less than families earning more or less, making this HBCU an affordable path to a private college education.
Graduates typically leave with $30,000 in debt, translating to $318 monthly payments. With median earnings of $42,680 ten years after graduation, loan payments consume about 9% of income. That's manageable compared to many private colleges. Only 26% of borrowers successfully repay their loans on time, suggesting financial challenges for some graduates.
Middle-class families in the $48,000-$75,000 income bracket get the best financial deal here. They pay less than families earning more or less, making this HBCU an affordable path to a private college education.
Official Net Price Calculator
Get a personalized cost estimate from Johnson C Smith University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.