At $9,904/yr net price, Kentucky Mountain Bible College graduates earn $21,256/yr within 10 years of enrollment.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $9,904 |
| Estimated 4-Year Cost | $39,616 |
| Median Earnings (10yr post-entry) | $21,256/yr |
| Earnings Premium vs. HS Diploma | $-12,744/yr |
| Graduation Rate (6-year) | 35.7% |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $9,650/yr |
| $30,001 - $48,000 | $6,042/yr |
| $48,001 - $75,000 | $11,820/yr |
| $75,001 - $110,000 | $13,395/yr |
| $110,001+ | $13,495/yr |
The Risk Factor
35.7% of students at Kentucky Mountain Bible College graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Kentucky Mountain Bible College delivers poor financial returns for most students. With median earnings of just $21,256 ten years after enrollment and a graduation rate under 36%, your investment faces significant risks in both completion and post-graduation income.
The school's religious studies and ministry programs prepare you for careers that typically offer modest compensation, which explains the low earnings outcomes. If you plan to pursue pastoral work, missionary service, or faith-based nonprofit roles, you should expect limited financial returns regardless of where you study. The question becomes whether you can complete your degree here and minimize debt along the way.
Your biggest financial risk is the graduation rate. With nearly two-thirds of students failing to complete their programs, you face substantial odds of accumulating debt without earning a degree. The 82% retention rate suggests many students return for their second year but struggle to finish.
The net price of $9,904 annually keeps total debt manageable if you do graduate, making this school potentially viable for students committed to ministry careers who can handle the completion challenges. You need strong academic preparation and clear motivation to overcome the institutional barriers that prevent most students from finishing.
This school makes financial sense only if you have a firm calling to ministry work and can commit fully to completing your degree. Students seeking broader career flexibility or higher earnings potential should look elsewhere, as the combination of low graduation rates and ministry-focused curriculum limits your financial upside significantly.
Frequently Asked Questions
Is Kentucky Mountain Bible College worth the cost?
Kentucky Mountain Bible College has very low post-graduation earnings at $21,256 annually, which makes it difficult to justify even the relatively low $9,904 net price. The 35.7% graduation rate also suggests many students don't complete their programs.
What is the return on investment for Kentucky Mountain Bible College graduates?
The ROI is poor, with graduates earning about $21,000 ten years after enrollment. This puts most graduates below the poverty line for a family of four and makes loan repayment challenging.
Do Kentucky Mountain Bible College programs lead to good paying jobs?
Most programs at Kentucky Mountain Bible College lead to low-paying ministry and social service positions. Students should expect starting salaries well below national averages and limited earning growth potential.
How much debt do Kentucky Mountain Bible College students typically have?
While the net price is relatively low at under $10,000 annually, any student debt becomes problematic given the low post-graduation earnings of around $21,000. Even modest loans may be difficult to repay on these salaries.