At $13,879/yr net price, Martin University graduates earn $22,544/yr within 10 years of enrollment.
Cost vs. Outcomes
| Metric | Value |
|---|---|
| Average Net Price (per year) | $13,879 |
| Estimated 4-Year Cost | $55,516 |
| Median Earnings (10yr post-entry) | $22,544/yr |
| Earnings Premium vs. HS Diploma | $-11,456/yr |
| Graduation Rate (6-year) | 33.3% |
| Median Debt at Graduation | $42,002 |
What You'll Actually Pay
Average net price by family income
| Family Income | Estimated Net Price |
|---|---|
| $0 - $30,000 | $10,379/yr |
| $30,001 - $48,000 | $15,628/yr |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Clinical, Counseling and Applied Psychology. | Master | $44,356 | $68,416 |
The Risk Factor
33.3% of students at Martin University graduate within 6 years. Fewer than half of students complete their degree. If you don't graduate, the financial investment may not pay off.
Analysis
Martin University delivers poor financial returns that make it difficult to recommend for most students. With median earnings of just $22,544 ten years after graduation, you'll earn less than many jobs that require only a high school diploma, while carrying over $42,000 in debt.
The one bright spot is Clinical, Counseling and Applied Psychology, where graduates earn $44,356 annually. However, even this program saddles you with $68,416 in debt, creating a challenging debt-to-income ratio that will strain your budget for years. Other programs at Martin perform significantly worse, with most graduates earning well below the national average for college graduates.
The 33% graduation rate signals serious problems with student support and academic preparation. Three out of four students who enroll never finish their degree, meaning you face high odds of leaving with debt but no credential. The 75% retention rate shows many students recognize early that the investment isn't working.
Martin could make sense if you're pursuing psychology and have strong family support or substantial financial aid that brings your actual costs well below the $13,879 net price. The school serves a specific Indianapolis community, and local connections might provide job opportunities not reflected in the earnings data.
For most students, you'll find better financial outcomes at Indiana's public universities or community colleges. The combination of low earnings, high debt, and poor completion rates creates financial risk that outweighs the benefits of small class sizes and individual attention that Martin might offer.
Frequently Asked Questions
Is Martin University worth the cost compared to other colleges?
Martin University graduates earn a median of $22,544 ten years after enrollment, which is below the national average for college graduates. With a net price of $13,879 per year and median debt of $42,002, the return on investment is poor for most programs.
What are the best paying programs at Martin University?
Clinical, Counseling and Applied Psychology graduates earn around $44,356, which is nearly double the overall graduate median. Other programs at Martin University typically lead to much lower earnings that may not justify the debt burden.
How much debt do Martin University students graduate with?
The median debt for Martin University graduates is $42,002. Given that typical graduates earn only $22,544 annually, this debt level creates a challenging financial burden for most students.
What is Martin University's graduation rate and does it affect ROI?
Only 33.3% of students graduate from Martin University, meaning most students leave without a degree but may still carry debt. The low completion rate significantly worsens the school's overall value proposition.