Cost Details
- In-State Tuition
- $14,766
- Out-of-State Tuition
- $24,126
- Average Net Price
- $14,159
- Students Receiving Financial Aid
- 44.4%
- Room & Board (On Campus)
- $16,822
- Room & Board (Off Campus)
- $17,748
- Books & Supplies
- $1,240
- Total Cost of Attendance
- $32,828
- Median Debt at Graduation
- $22,000
- Estimated Monthly Loan Payment
- $233/mo
- Loan Repayment Rate
- 65.4%
- Students Taking Federal Loans
- 40.3%
- Pell Grant Recipients
- 44.4%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $9,482 |
| $30,001 – $48,000 | $10,729 |
| $48,001 – $75,000 | $15,990 |
| $75,001 – $110,000 | $21,259 |
| $110,001+ | $23,607 |
Cost Estimator
Cost Overview
Most Montclair State families pay $14,159 annually after financial aid, though costs vary dramatically by income. Families earning under $30,000 pay just $9,482 per year, while those making over $110,000 face $23,607. Over four years, that ranges from roughly $38,000 to $94,000 total.
The university keeps debt reasonable at a median of $22,000, translating to $233 monthly payments after graduation. With median earnings hitting $61,415 ten years out, most graduates can manage this load comfortably. About 44% of students receive federal Pell Grants, reflecting the school's role serving working-class families in northern New Jersey. Only 12% get institutional grants averaging $12,037.
Lower-income students get the best deal here, paying less than many community colleges while accessing a full university experience. Middle-class families face steeper costs but still reasonable debt levels.
The university keeps debt reasonable at a median of $22,000, translating to $233 monthly payments after graduation. With median earnings hitting $61,415 ten years out, most graduates can manage this load comfortably. About 44% of students receive federal Pell Grants, reflecting the school's role serving working-class families in northern New Jersey. Only 12% get institutional grants averaging $12,037.
Lower-income students get the best deal here, paying less than many community colleges while accessing a full university experience. Middle-class families face steeper costs but still reasonable debt levels.
Official Net Price Calculator
Get a personalized cost estimate from Montclair State University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.