Student Outcomes
- Graduation Rate (4-year)
- 38.7%
- Graduation Rate (6-year)
- 38.7%
- Retention Rate
- 66.6%
- Median Earnings (10 years after entry)
- $52,745
- Median Debt at Graduation
- $18,500
- Student-to-Faculty Ratio
- 14:1
- Loan Repayment Rate
- 50.0%
- Estimated Monthly Loan Payment
- $196/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing. | Bachelor | $77,087 | $12,500 |
| Finance and Financial Management Services. | Master | $75,204 | |
| Health Services/Allied Health/Health Sciences, General. | Master | $71,015 | $36,746 |
| Educational Administration and Supervision. | Master | $68,079 | $28,404 |
| Educational/Instructional Media Design. | Master | $65,320 | $41,000 |
| Business Administration, Management and Operations. | Master | $63,749 | $34,962 |
| Accounting and Related Services. | Master | $58,479 | $25,465 |
| Teacher Education and Professional Development, Specific Subject Areas. | Master | $57,318 | |
| Clinical, Counseling and Applied Psychology. | Master | $57,318 | $41,971 |
| Special Education and Teaching. | Master | $56,776 | $33,271 |
| Teacher Education and Professional Development, Specific Levels and Methods. | Master | $54,463 | $20,500 |
| Student Counseling and Personnel Services. | Master | $52,385 | $60,684 |
| Romance Languages, Literatures, and Linguistics. | Bachelor | $48,600 | $18,232 |
| Finance and Financial Management Services. | Bachelor | $48,139 | $20,400 |
| Homeland Security. | Master | $46,087 |
Outcomes Overview
NJCU graduates enter the workforce with a median debt of $18,500, creating monthly loan payments of $196. With median earnings of $52,745 ten years after graduation, that debt represents about 35% of annual income. Monthly payments consume roughly 4.5% of take-home pay, which falls below the recommended 10% threshold for manageable debt. The university's focus on education, business, and criminal justice prepares students for stable public sector careers. An employment rate of 92.7% demonstrates strong job placement success. However, the relatively modest salary outcomes reflect the regional job market and career fields that prioritize service over high earnings. Overall, NJCU delivers an average return on investment with manageable debt levels.