Student Outcomes
- Graduation Rate (4-year)
- 61.3%
- Graduation Rate (6-year)
- 63.6%
- Retention Rate
- 77.5%
- Median Earnings (10 years after entry)
- $45,064
- Median Debt at Graduation
- $23,200
- Student-to-Faculty Ratio
- 11:1
- Loan Repayment Rate
- 68.2%
- Estimated Monthly Loan Payment
- $246/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Teacher Education and Professional Development, Specific Levels and Methods. | Bachelor | $38,289 | $26,000 |
| Business Administration, Management and Operations. | Bachelor | $37,208 | $21,500 |
| Social Work. | Bachelor | $33,565 | |
| Pastoral Counseling and Specialized Ministries. | Bachelor | $32,284 | $26,250 |
| Intercultural/Multicultural and Diversity Studies. | Bachelor | $30,228 | $26,868 |
| Religious/Sacred Music. | Bachelor | $29,685 | |
| Human Development, Family Studies, and Related Services. | Bachelor | $27,552 | |
| Psychology, General. | Bachelor | $25,194 |
Outcomes Overview
North Central graduates earn a median of $45,064 ten years after graduation, creating a debt-to-earnings ratio of 0.52 (well below the problematic 1.0 threshold). Monthly loan payments of $246 consume about 6.5% of typical graduate income, which is manageable compared to the 10% experts recommend as maximum. Many graduates enter ministry, nonprofit work, education, and business fields where starting salaries tend to be modest but grow steadily. The 97.1% employment rate shows strong job placement, though the Christian university's focus on service-oriented careers means financial returns may lag behind secular business programs. With reasonable debt loads and solid job prospects in meaningful work, this represents an average return on investment for students committed to faith-based career paths.