Student Outcomes
- Median Earnings (10 years after entry)
- $48,414
- Median Debt at Graduation
- $12,500
- Student-to-Faculty Ratio
- 1:1
- Loan Repayment Rate
- 32.8%
- Estimated Monthly Loan Payment
- $133/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Doctoral | $102,335 | $79,172 |
| Psychology, General. | Doctoral | $86,867 | $84,513 |
| Education, General. | Doctoral | $70,232 | $72,765 |
| Business Administration, Management and Operations. | Bachelor | $60,771 | |
| Business Administration, Management and Operations. | Certificate | $58,673 | $52,946 |
| Business Administration, Management and Operations. | Master | $49,990 | $37,054 |
| Education, General. | Master | $47,312 | $36,166 |
| Psychology, General. | Master | $44,542 | $40,548 |
| Mental and Social Health Services and Allied Professions. | Master | $39,729 | $50,963 |
| Education, General. | Certificate | $38,829 | $42,085 |
| Education, General. | Bachelor | $35,518 | |
| Psychology, General. | Bachelor | $33,993 | $11,962 |
Outcomes Overview
Graduates earn a median of $48,414 ten years after leaving, creating a debt-to-earnings ratio of just 26% with typical debt of $12,500. Monthly loan payments of $133 consume only 3.3% of median income, well below the recommended 10% threshold. The 90.9% employment rate reflects strong job placement in fields where Northcentral's online graduate programs shine: business administration, education leadership, and psychology. However, the low 32.77% loan repayment rate suggests many graduates struggle despite decent earnings. The university's focus on working adults means students often advance within existing careers rather than switching fields entirely. Overall, this represents an average return on investment with manageable debt but concerning repayment patterns.