Cost Details
- In-State Tuition
- $10,896
- Out-of-State Tuition
- $21,480
- Average Net Price
- $7,168
- Students Receiving Financial Aid
- 23.6%
- Room & Board (On Campus)
- $11,660
- Room & Board (Off Campus)
- $11,660
- Books & Supplies
- $800
- Total Cost of Attendance
- $23,356
- Median Debt at Graduation
- $23,000
- Estimated Monthly Loan Payment
- $244/mo
- Loan Repayment Rate
- 54.7%
- Students Taking Federal Loans
- 30.9%
- Pell Grant Recipients
- 23.6%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $1,813 |
| $30,001 – $48,000 | $3,022 |
| $48,001 – $75,000 | $6,638 |
| $75,001 – $110,000 | $11,227 |
| $110,001+ | $13,270 |
Cost Estimator
Cost Overview
Most families pay far less than Northern Kentucky's $23,356 sticker price. The average net cost drops to $7,168 after aid. Low-income families earning under $30,000 pay just $1,813 annually, while those making $30,000-$48,000 pay $3,022. Even middle-class families earning $75,000-$110,000 face only $11,227 per year. Over four years, that ranges from $7,252 to $44,908 depending on family income.
NKU graduates carry a manageable $23,000 in median debt, translating to $244 monthly payments. With median earnings hitting $50,220 ten years out, that debt burden stays reasonable. The university keeps costs accessible through a strong in-state focus, with 66% of students from Kentucky. Low-income students get the best deal here, attending for free after federal aid covers most expenses. Middle-class families also find solid value compared to private alternatives.
NKU graduates carry a manageable $23,000 in median debt, translating to $244 monthly payments. With median earnings hitting $50,220 ten years out, that debt burden stays reasonable. The university keeps costs accessible through a strong in-state focus, with 66% of students from Kentucky. Low-income students get the best deal here, attending for free after federal aid covers most expenses. Middle-class families also find solid value compared to private alternatives.
Official Net Price Calculator
Get a personalized cost estimate from Northern Kentucky University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.