Cost Details
- In-State Tuition
- $13,304
- Out-of-State Tuition
- $18,800
- Average Net Price
- $17,485
- Students Receiving Financial Aid
- 27.4%
- Room & Board (On Campus)
- $12,752
- Room & Board (Off Campus)
- $10,850
- Books & Supplies
- $720
- Total Cost of Attendance
- $26,776
- Median Debt at Graduation
- $21,474
- Estimated Monthly Loan Payment
- $228/mo
- Loan Repayment Rate
- 56.7%
- Students Taking Federal Loans
- 50.7%
- Pell Grant Recipients
- 27.4%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $9,098 |
| $30,001 – $48,000 | $11,494 |
| $48,001 – $75,000 | $15,948 |
| $75,001 – $110,000 | $20,616 |
| $110,001+ | $22,762 |
Cost Estimator
Cost Overview
Most families pay far less than the $26,776 sticker price at Northern Michigan. The average net price hits $17,485 after aid. Low-income families ($0-30K) pay just $9,098 annually, while wealthy families ($110K+) still get discounts down to $22,762. Over four years, costs range from $36,000 to $91,000 depending on family income.
Graduates carry $21,474 in median debt, translating to $228 monthly payments. With median earnings hitting $47,107 ten years out, loan payments consume about 5.8% of gross income. The employment rate reaches 96.1%, helping graduates manage debt loads. Only 50.7% of students take federal loans, suggesting many families can afford college without heavy borrowing.
In-state students from lower-income families get the best deal here. Three-quarters of students come from Michigan, and the sub-$10,000 net price for families earning under $30K makes this Upper Peninsula education remarkably affordable.
Graduates carry $21,474 in median debt, translating to $228 monthly payments. With median earnings hitting $47,107 ten years out, loan payments consume about 5.8% of gross income. The employment rate reaches 96.1%, helping graduates manage debt loads. Only 50.7% of students take federal loans, suggesting many families can afford college without heavy borrowing.
In-state students from lower-income families get the best deal here. Three-quarters of students come from Michigan, and the sub-$10,000 net price for families earning under $30K makes this Upper Peninsula education remarkably affordable.
Official Net Price Calculator
Get a personalized cost estimate from Northern Michigan University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.