Cost Details
- In-State Tuition
- $5,970
- Out-of-State Tuition
- $11,664
- Average Net Price
- $11,366
- Students Receiving Financial Aid
- 40.7%
- Room & Board (On Campus)
- $5,520
- Room & Board (Off Campus)
- $5,520
- Books & Supplies
- $1,600
- Total Cost of Attendance
- $13,090
- Median Debt at Graduation
- $17,355
- Estimated Monthly Loan Payment
- $184/mo
- Loan Repayment Rate
- 56.2%
- Students Taking Federal Loans
- 39.5%
- Pell Grant Recipients
- 40.7%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $9,050 |
| $30,001 – $48,000 | $8,936 |
| $48,001 – $75,000 | $11,315 |
| $75,001 – $110,000 | $16,731 |
| $110,001+ | $18,614 |
Cost Estimator
Cost Overview
Most Northwestern Oklahoma State families pay far less than the $13,090 sticker price. Low-income students (under $30,000) pay just $9,050 annually after aid, while middle-class families ($48,000-$75,000) pay $11,315. That works out to roughly $36,200 to $45,260 over four years. Only 40% of students need federal loans, keeping debt manageable at a median $17,355.
Monthly loan payments average $184, which represents less than 5% of the typical graduate's $44,358 median earnings after ten years. The 96% employment rate helps explain why 56% of borrowers stay current on repayments. In-state students get the strongest value proposition since 71% of enrollment comes from Oklahoma. Rural location keeps room and board costs low at $5,520 annually. Students from lower-income backgrounds benefit most, with Pell Grant recipients making up 41% of enrollment and receiving substantial need-based aid.
Monthly loan payments average $184, which represents less than 5% of the typical graduate's $44,358 median earnings after ten years. The 96% employment rate helps explain why 56% of borrowers stay current on repayments. In-state students get the strongest value proposition since 71% of enrollment comes from Oklahoma. Rural location keeps room and board costs low at $5,520 annually. Students from lower-income backgrounds benefit most, with Pell Grant recipients making up 41% of enrollment and receiving substantial need-based aid.
Official Net Price Calculator
Get a personalized cost estimate from Northwestern Oklahoma State University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.