Cost Details
- In-State Tuition
- $4,418
- Out-of-State Tuition
- $7,048
- Average Net Price
- $11,329
- Students Receiving Financial Aid
- 34.2%
- Room & Board (On Campus)
- $8,988
- Room & Board (Off Campus)
- $11,844
- Books & Supplies
- $1,500
- Total Cost of Attendance
- $14,906
- Median Debt at Graduation
- $10,250
- Estimated Monthly Loan Payment
- $109/mo
- Loan Repayment Rate
- 39.6%
- Students Taking Federal Loans
- 17.5%
- Pell Grant Recipients
- 34.2%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,947 |
| $30,001 – $48,000 | $8,192 |
| $48,001 – $75,000 | $13,164 |
| $75,001 – $110,000 | $15,083 |
| $110,001+ | $15,653 |
Cost Estimator
Cost Overview
Most families at Otero College pay far less than the published tuition rates. Students from families earning under $30,000 pay an average of $10,947 annually, while those from middle-income families ($30,000-$48,000) get the best deal at just $8,192 per year. Higher-income families face steeper costs, with those earning over $110,000 paying $15,653 annually.
Over two years, total costs range from $16,384 to $31,306 depending on family income. The typical graduate leaves with $10,250 in debt, translating to monthly payments of $109. With median earnings of $39,018 ten years after graduation, loan payments represent about 3.3% of income. Only 17.52% of students take federal loans, keeping debt levels manageable for most.
Middle-income families get the sweetest deal here, paying roughly half what wealthy families pay while accessing the same agricultural and nursing programs.
Over two years, total costs range from $16,384 to $31,306 depending on family income. The typical graduate leaves with $10,250 in debt, translating to monthly payments of $109. With median earnings of $39,018 ten years after graduation, loan payments represent about 3.3% of income. Only 17.52% of students take federal loans, keeping debt levels manageable for most.
Middle-income families get the sweetest deal here, paying roughly half what wealthy families pay while accessing the same agricultural and nursing programs.
Official Net Price Calculator
Get a personalized cost estimate from Otero College:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.