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28.7%Acceptance
$35,300Tuition
768Students
23%Grad Rate (6-yr)
$55,552Earnings
Private nonprofit4-yearSAT/ACT Test OptionalNAIAData: 2023-24American Baptist

Cost Details

In-State Tuition
$35,300
Out-of-State Tuition
$35,300
Average Net Price
$35,081
Students Receiving Financial Aid
37.5%
Room & Board (On Campus)
$15,340
Room & Board (Off Campus)
$10,000
Books & Supplies
$1,200
Total Cost of Attendance
$51,840
Median Debt at Graduation
$21,500
Estimated Monthly Loan Payment
$228/mo
Loan Repayment Rate
46.5%
Students Taking Federal Loans
78.0%
Pell Grant Recipients
37.5%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $30,933
$30,001 – $48,000 $33,393
$48,001 – $75,000 $34,695
$75,001 – $110,000 $36,196
$110,001+ $36,647

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Families earning under $30,000 pay around $30,933 annually after aid, while those making over $110,000 pay $36,647. The net price stays relatively flat across income brackets, climbing only about $6,000 from lowest to highest earners. Over four years, expect to pay between $124,000 and $147,000 total.

Ottawa University-Surprise operates more like a business than a traditional aid-heavy institution. Only 34% of students receive institutional grants averaging $15,459. The median debt load of $21,500 translates to $228 monthly payments after graduation. With median earnings around $55,500, graduates typically spend about 5% of their income on loans. The 46% loan repayment rate suggests many struggle to keep up with payments despite relatively modest debt loads.

Lower-income students get the best financial deal here, though the difference isn't dramatic. The small enrollment of 768 students means limited aid dollars get spread thin across the student body.

Official Net Price Calculator

Get a personalized cost estimate from Ottawa University-Surprise:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.