Cost Details
- In-State Tuition
- $15,978
- Out-of-State Tuition
- $26,388
- Average Net Price
- $20,360
- Students Receiving Financial Aid
- 26.7%
- Room & Board (On Campus)
- $15,834
- Room & Board (Off Campus)
- $11,428
- Books & Supplies
- $1,226
- Total Cost of Attendance
- $33,038
- Median Debt at Graduation
- $21,000
- Estimated Monthly Loan Payment
- $223/mo
- Loan Repayment Rate
- 72.6%
- Students Taking Federal Loans
- 39.1%
- Pell Grant Recipients
- 26.7%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,142 |
| $30,001 – $48,000 | $12,761 |
| $48,001 – $75,000 | $18,536 |
| $75,001 – $110,000 | $25,667 |
| $110,001+ | $26,671 |
Cost Estimator
Cost Overview
Most Ramapo families pay around $20,360 annually after aid, though costs vary dramatically by income. Families earning under $30,000 pay just $10,142 per year, while those making over $110,000 face $26,671. Over four years, that ranges from roughly $40,600 to $106,700 total.
The college keeps debt manageable for a public institution. Graduates carry a median debt of $21,000, translating to monthly payments of $223. With median earnings hitting $67,541 ten years out, most alumni can handle these payments comfortably. The 72.58% loan repayment rate reflects this balance.
Only 10.48% of students receive institutional grants averaging $12,139, since Ramapo relies heavily on state funding to keep base costs low. Lower-income New Jersey residents get the best deal here, benefiting from both state subsidies and federal aid that can cut costs by two-thirds.
The college keeps debt manageable for a public institution. Graduates carry a median debt of $21,000, translating to monthly payments of $223. With median earnings hitting $67,541 ten years out, most alumni can handle these payments comfortably. The 72.58% loan repayment rate reflects this balance.
Only 10.48% of students receive institutional grants averaging $12,139, since Ramapo relies heavily on state funding to keep base costs low. Lower-income New Jersey residents get the best deal here, benefiting from both state subsidies and federal aid that can cut costs by two-thirds.
Official Net Price Calculator
Get a personalized cost estimate from Ramapo College of New Jersey:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.