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76.4%Acceptance
$12,240Tuition
6,004Students
54%Grad Rate (6-yr)
$51,955Earnings
#16 in MichiganPublic4-yearSAT/ACT Test OptionalNCAA Division IIStudy AbroadData: 2023-24

Cost Details

In-State Tuition
$12,240
Out-of-State Tuition
$28,752
Average Net Price
$14,582
Students Receiving Financial Aid
32.4%
Room & Board (On Campus)
$11,700
Room & Board (Off Campus)
$11,700
Books & Supplies
$1,120
Total Cost of Attendance
$25,060
Median Debt at Graduation
$25,000
Estimated Monthly Loan Payment
$265/mo
Loan Repayment Rate
49.0%
Students Taking Federal Loans
51.2%
Pell Grant Recipients
32.4%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $10,545
$30,001 – $48,000 $11,338
$48,001 – $75,000 $13,963
$75,001 – $110,000 $16,972
$110,001+ $18,491

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Families at Saginaw Valley State actually pay between $10,545 and $18,491 per year depending on income, well below the $25,060 sticker price. Low-income students get the biggest break, paying less than half of what wealthy families pay. Over four years, total costs range from roughly $42,000 to $74,000. The school keeps expenses manageable for a Michigan regional university.

Graduates leave with $25,000 in median debt, translating to $265 monthly payments. With median earnings hitting $52,000 ten years out, loan payments consume about 6% of gross income. Nearly all graduates find jobs, with a 97.2% employment rate. Students from families earning under $48,000 get the sweetest deal here, paying around $11,000 annually while accessing the same business and education programs that produced NBA star Draymond Green and NASCAR driver Brad Keselowski.

Official Net Price Calculator

Get a personalized cost estimate from Saginaw Valley State University:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.