Cost Details
- In-State Tuition
- $56,134
- Out-of-State Tuition
- $56,134
- Average Net Price
- $31,198
- Students Receiving Financial Aid
- 23.8%
- Room & Board (On Campus)
- $16,900
- Room & Board (Off Campus)
- $19,431
- Books & Supplies
- $938
- Total Cost of Attendance
- $73,972
- Median Debt at Graduation
- $23,691
- Estimated Monthly Loan Payment
- $251/mo
- Loan Repayment Rate
- 75.8%
- Students Taking Federal Loans
- 66.1%
- Pell Grant Recipients
- 23.8%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $17,981 |
| $30,001 – $48,000 | $17,139 |
| $48,001 – $75,000 | $24,408 |
| $75,001 – $110,000 | $28,746 |
| $110,001+ | $39,616 |
Cost Estimator
Cost Overview
Despite a sticker price approaching $74,000, most Saint Mary's families pay far less thanks to substantial aid packages. The average net price drops to $31,198, meaning a four-year degree costs around $125,000 for typical families. Lower-income students get the deepest discounts, with families earning under $48,000 paying just over $17,000 annually.
The financial picture brightens after graduation. Median debt of $23,691 translates to monthly payments of $251, manageable against median earnings of $78,812 ten years out. The college's 76% loan repayment rate suggests most graduates handle their debt successfully. Only 24% of students receive Pell Grants, indicating Saint Mary's serves primarily middle and upper-middle class families.
California residents earning between $30,000-$48,000 get the best deal here, paying the lowest net price while accessing the same rigorous liberal arts education that launches successful careers.
The financial picture brightens after graduation. Median debt of $23,691 translates to monthly payments of $251, manageable against median earnings of $78,812 ten years out. The college's 76% loan repayment rate suggests most graduates handle their debt successfully. Only 24% of students receive Pell Grants, indicating Saint Mary's serves primarily middle and upper-middle class families.
California residents earning between $30,000-$48,000 get the best deal here, paying the lowest net price while accessing the same rigorous liberal arts education that launches successful careers.
Official Net Price Calculator
Get a personalized cost estimate from Saint Mary's College of California:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.