Cost Details
- In-State Tuition
- $43,160
- Out-of-State Tuition
- $43,160
- Average Net Price
- $21,034
- Students Receiving Financial Aid
- 22.1%
- Room & Board (On Campus)
- $10,720
- Room & Board (Off Campus)
- $10,720
- Books & Supplies
- $1,600
- Total Cost of Attendance
- $55,480
- Median Debt at Graduation
- $21,500
- Estimated Monthly Loan Payment
- $228/mo
- Loan Repayment Rate
- 69.4%
- Students Taking Federal Loans
- 57.3%
- Pell Grant Recipients
- 22.1%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $14,421 |
| $30,001 – $48,000 | $14,972 |
| $48,001 – $75,000 | $14,418 |
| $75,001 – $110,000 | $21,072 |
| $110,001+ | $25,934 |
Cost Estimator
Cost Overview
Most families pay around $21,000 annually after aid, not the $43,160 sticker price. Low-income students pay just $14,400 per year, while families earning over $110,000 pay $25,934. Over four years, expect to spend between $58,000 and $104,000 depending on your family's income. The Catholic university keeps costs manageable through institutional grants averaging $30,091 for the 22% of students who receive them.
Graduates leave with a median debt of $21,500, translating to monthly payments of $228. With median earnings of $58,170 ten years out, that payment represents less than 5% of monthly income. The 69% loan repayment rate suggests most alumni can handle their debt load. Students from middle-class families earning $48,000-$75,000 get the sweetest deal, paying roughly the same as low-income students due to Saint Mary's aid formulas.
Graduates leave with a median debt of $21,500, translating to monthly payments of $228. With median earnings of $58,170 ten years out, that payment represents less than 5% of monthly income. The 69% loan repayment rate suggests most alumni can handle their debt load. Students from middle-class families earning $48,000-$75,000 get the sweetest deal, paying roughly the same as low-income students due to Saint Mary's aid formulas.
Official Net Price Calculator
Get a personalized cost estimate from Saint Mary's University of Minnesota:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.