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87.8%Acceptance
$13,544Tuition
4,179Students
52%Grad Rate (6-yr)
$56,351Earnings
Public4-yearSAT/ACT Test OptionalNCAA Division IIStudy AbroadData: 2023-24

Cost Details

In-State Tuition
$13,544
Out-of-State Tuition
$15,798
Average Net Price
$23,553
Students Receiving Financial Aid
29.6%
Room & Board (On Campus)
$12,952
Room & Board (Off Campus)
$11,404
Books & Supplies
$1,200
Total Cost of Attendance
$27,696
Median Debt at Graduation
$25,000
Estimated Monthly Loan Payment
$265/mo
Loan Repayment Rate
72.1%
Students Taking Federal Loans
59.9%
Pell Grant Recipients
29.6%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $18,253
$30,001 – $48,000 $18,505
$48,001 – $75,000 $21,912
$75,001 – $110,000 $26,492
$110,001+ $27,250

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Most families at Shippensburg pay far less than the $27,696 sticker price. Students from families earning under $30,000 pay just $18,253 after aid, while those from $110,000+ households pay the full amount. Over four years, costs range from $73,000 to $109,000 depending on family income. Only 30% of students receive financial aid, reflecting the school's focus on middle-class Pennsylvania families.

Graduates leave with a median debt of $25,000, creating monthly payments around $265. With median earnings of $56,351 ten years out, that payment represents about 5.6% of gross income. The 72% loan repayment rate suggests most graduates manage their debt successfully. In-state students get the best deal here, making up 91% of enrollment and paying just $2,254 more for out-of-state tuition. Low-income Pennsylvania residents benefit most from Shippensburg's affordability structure.

Official Net Price Calculator

Get a personalized cost estimate from Shippensburg University of Pennsylvania:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.