Cost Details
- In-State Tuition
- $25,590
- Out-of-State Tuition
- $25,590
- Average Net Price
- $24,334
- Students Receiving Financial Aid
- 30.9%
- Room & Board (On Campus)
- $8,460
- Room & Board (Off Campus)
- $9,250
- Books & Supplies
- $1,100
- Total Cost of Attendance
- $35,150
- Median Debt at Graduation
- $24,500
- Estimated Monthly Loan Payment
- $260/mo
- Loan Repayment Rate
- 62.7%
- Students Taking Federal Loans
- 43.7%
- Pell Grant Recipients
- 30.9%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $19,100 |
| $30,001 – $48,000 | $20,914 |
| $48,001 – $75,000 | $23,907 |
| $75,001 – $110,000 | $27,508 |
| $110,001+ | $29,508 |
Cost Estimator
Cost Overview
Families earning under $30,000 pay around $19,100 annually, while those making over $110,000 face nearly $29,500 per year. The net price of $24,334 puts four years at roughly $97,000 for most students. Only 21% receive institutional grants, averaging $12,862.
Graduates carry a median debt of $24,500, translating to $260 monthly payments. With median earnings hitting $53,723 ten years out, loan payments consume about 6% of income. The 62.7% loan repayment rate suggests some struggle with debt management. Room and board adds $8,460 annually to the total cost of attendance.
Low-income students get the strongest financial support through federal aid programs. The 31% Pell Grant rate shows this Adventist university serves a meaningful number of students from working-class families, though wealthy families pay more than the published averages suggest.
Graduates carry a median debt of $24,500, translating to $260 monthly payments. With median earnings hitting $53,723 ten years out, loan payments consume about 6% of income. The 62.7% loan repayment rate suggests some struggle with debt management. Room and board adds $8,460 annually to the total cost of attendance.
Low-income students get the strongest financial support through federal aid programs. The 31% Pell Grant rate shows this Adventist university serves a meaningful number of students from working-class families, though wealthy families pay more than the published averages suggest.
Official Net Price Calculator
Get a personalized cost estimate from Southern Adventist University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.