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99.6%Acceptance
$28,320Tuition
1,339Students
51%Grad Rate (6-yr)
$43,112Earnings
Private nonprofit4-yearSAT/ACT Test OptionalNCAA Division IIStudy AbroadData: 2023-24Southern Baptist

Cost Details

In-State Tuition
$28,320
Out-of-State Tuition
$28,320
Average Net Price
$21,082
Students Receiving Financial Aid
35.1%
Room & Board (On Campus)
$8,952
Room & Board (Off Campus)
$7,884
Books & Supplies
$1,500
Total Cost of Attendance
$38,772
Median Debt at Graduation
$20,957
Estimated Monthly Loan Payment
$222/mo
Loan Repayment Rate
58.9%
Students Taking Federal Loans
47.1%
Pell Grant Recipients
35.1%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $22,672
$30,001 – $48,000 $18,056
$48,001 – $75,000 $20,785
$75,001 – $110,000 $21,889
$110,001+ $21,292

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Families at Southwest Baptist University pay an average net price of $21,082 annually, well below the $38,772 sticker price. Lower-income families get the deepest discounts, with those earning $30,000-$48,000 paying just $18,056 per year. Even wealthy families earning over $110,000 pay only $21,292 annually. Over four years, expect to pay roughly $84,000 after financial aid.

Graduates leave with a median debt of $20,957, translating to monthly payments of $222. This debt load stays manageable against median earnings of $43,112 ten years after graduation. The university awards athletic scholarships totaling $3.6 million across 430 student-athletes competing in 18 Division II sports. Only 47% of students take federal loans, suggesting many families can afford the costs without heavy borrowing.

Middle-class families earning $30,000-$48,000 get the best financial deal at this Missouri Baptist university.

Official Net Price Calculator

Get a personalized cost estimate from Southwest Baptist University:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.