Cost Details
- In-State Tuition
- $24,588
- Out-of-State Tuition
- $24,588
- Average Net Price
- $20,581
- Students Receiving Financial Aid
- 38.9%
- Room & Board (On Campus)
- $9,032
- Room & Board (Off Campus)
- $9,032
- Books & Supplies
- $1,200
- Total Cost of Attendance
- $34,820
- Median Debt at Graduation
- $26,998
- Estimated Monthly Loan Payment
- $286/mo
- Loan Repayment Rate
- 52.2%
- Students Taking Federal Loans
- 56.0%
- Pell Grant Recipients
- 38.9%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $17,482 |
| $30,001 – $48,000 | $18,600 |
| $48,001 – $75,000 | $21,435 |
| $75,001 – $110,000 | $22,112 |
| $110,001+ | $24,537 |
Cost Estimator
Cost Overview
Most families pay around $20,581 annually at Southwestern Adventist University, well below the $34,820 sticker price. Low-income families ($0-30K) pay just $17,482 per year, while wealthy families ($110K+) pay $24,537. Over four years, expect total costs between $70,000 and $98,000 depending on family income. About 22% of students receive institutional grants averaging $13,959.
Graduates typically leave with $26,998 in debt, translating to $286 monthly payments. With median earnings of $52,946 ten years out, loan payments consume about 6.5% of income. The 52% loan repayment rate suggests some graduates struggle financially. Students from lower-income families get the best deal here, paying roughly $7,000 less annually than wealthy peers. The Seventh-day Adventist community also benefits from the university's mission-driven approach to keeping costs manageable for church families.
Graduates typically leave with $26,998 in debt, translating to $286 monthly payments. With median earnings of $52,946 ten years out, loan payments consume about 6.5% of income. The 52% loan repayment rate suggests some graduates struggle financially. Students from lower-income families get the best deal here, paying roughly $7,000 less annually than wealthy peers. The Seventh-day Adventist community also benefits from the university's mission-driven approach to keeping costs manageable for church families.
Official Net Price Calculator
Get a personalized cost estimate from Southwestern Adventist University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.