Cost Details
- In-State Tuition
- $38,480
- Out-of-State Tuition
- $38,480
- Average Net Price
- $27,310
- Students Receiving Financial Aid
- 39.5%
- Room & Board (On Campus)
- $11,356
- Room & Board (Off Campus)
- $9,323
- Books & Supplies
- $1,000
- Total Cost of Attendance
- $50,836
- Median Debt at Graduation
- $25,000
- Estimated Monthly Loan Payment
- $265/mo
- Loan Repayment Rate
- 56.9%
- Students Taking Federal Loans
- 48.9%
- Pell Grant Recipients
- 39.5%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $24,537 |
| $30,001 – $48,000 | $26,844 |
| $48,001 – $75,000 | $24,641 |
| $75,001 – $110,000 | $27,101 |
| $110,001+ | $31,218 |
Cost Estimator
Cost Overview
Most families pay around $27,310 annually after aid, not the $50,836 sticker price. Lower-income families ($0-30K) pay about $24,537 per year, while those earning over $110K pay $31,218. Over four years, expect total costs between $98,000 and $125,000 depending on family income.
Graduates typically leave with $25,000 in debt, creating monthly payments of $265. With median earnings of $55,646 ten years out, loan payments represent about 5.7% of gross income. The 56.87% loan repayment rate suggests many struggle with these obligations. Only 39.46% of students receive federal aid, indicating this Methodist college serves more middle-class families than typical private schools.
The best financial deal goes to lower-income students who qualify for substantial need-based aid. Students from wealthy families pay the most while those in the middle-income sweet spot around $48-75K get competitive net prices of $24,641.
Graduates typically leave with $25,000 in debt, creating monthly payments of $265. With median earnings of $55,646 ten years out, loan payments represent about 5.7% of gross income. The 56.87% loan repayment rate suggests many struggle with these obligations. Only 39.46% of students receive federal aid, indicating this Methodist college serves more middle-class families than typical private schools.
The best financial deal goes to lower-income students who qualify for substantial need-based aid. Students from wealthy families pay the most while those in the middle-income sweet spot around $48-75K get competitive net prices of $24,641.
Official Net Price Calculator
Get a personalized cost estimate from Southwestern College:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.