Cost Details
- In-State Tuition
- $5,806
- Out-of-State Tuition
- $19,630
- Average Net Price
- $4,928
- Students Receiving Financial Aid
- 30.1%
- Room & Board (Off Campus)
- $13,410
- Books & Supplies
- $1,460
- Median Debt at Graduation
- $10,500
- Estimated Monthly Loan Payment
- $111/mo
- Loan Repayment Rate
- 39.0%
- Students Taking Federal Loans
- 6.5%
- Pell Grant Recipients
- 30.1%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $4,445 |
| $30,001 – $48,000 | $6,140 |
| $48,001 – $75,000 | $4,066 |
Cost Estimator
Cost Overview
Families actually pay $4,928 per year at Southwestern Community College, far below the $5,806 sticker price. Low-income families (under $30K) pay just $4,445 annually, while middle-income families ($48K-$75K) get the best deal at $4,066 per year. A two-year degree costs around $9,856 total for most students.
Only 6.5% of students take federal loans, keeping debt minimal for those who do borrow. Typical graduates owe $10,500 with monthly payments of $111. That's manageable against median earnings of $34,145 within ten years of graduation. The college serves Western North Carolina's rural communities where 98% of students stay in-state. Women make up two-thirds of the student body, reflecting the college's strong nursing and education programs.
In-state students from middle-income families get the sweetest deal here, paying less than $4,100 annually while avoiding the debt burden that plagues four-year colleges.
Only 6.5% of students take federal loans, keeping debt minimal for those who do borrow. Typical graduates owe $10,500 with monthly payments of $111. That's manageable against median earnings of $34,145 within ten years of graduation. The college serves Western North Carolina's rural communities where 98% of students stay in-state. Women make up two-thirds of the student body, reflecting the college's strong nursing and education programs.
In-state students from middle-income families get the sweetest deal here, paying less than $4,100 annually while avoiding the debt burden that plagues four-year colleges.
Official Net Price Calculator
Get a personalized cost estimate from Southwestern Community College:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.