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$7,024Tuition
774Students
53%Grad Rate (6-yr)
$40,129Earnings
#7 in IowaPublic2-yearNCCAAData: 2023-24

Cost Details

In-State Tuition
$7,024
Out-of-State Tuition
$7,248
Average Net Price
$9,775
Students Receiving Financial Aid
23.9%
Room & Board (On Campus)
$7,910
Room & Board (Off Campus)
$7,910
Books & Supplies
$1,366
Total Cost of Attendance
$16,300
Median Debt at Graduation
$10,975
Estimated Monthly Loan Payment
$116/mo
Loan Repayment Rate
46.0%
Students Taking Federal Loans
23.5%
Pell Grant Recipients
23.9%

Net Price by Family Income

Average annual net price after grants and scholarships. Source: U.S. Department of Education

Net price by family income bracket
Family Income Average Net Price
$0 – $30,000 $8,336
$30,001 – $48,000 $6,869
$48,001 – $75,000 $10,386
$75,001 – $110,000 $12,278
$110,001+ $12,884

Cost Estimator

Family Income
Residency
Housing

Cost Overview

Families earning under $30,000 pay just $8,336 annually at Southwestern Community College, while those making over $110,000 pay $12,884. The school keeps costs manageable across all income brackets through modest tuition that differs only $224 between in-state and out-of-state students. A two-year degree here costs between $16,672 and $25,768 total, depending on family income.

Graduates leave with a median debt of $10,975, translating to monthly payments of $116. That's quite manageable against median earnings of $40,129 ten years out. The 45.99% loan repayment rate suggests some graduates struggle, but the low debt burden helps. Only 23.53% of students take federal loans, indicating many can afford the program without borrowing.

Lower-income families get the best financial deal here, paying roughly $4,500 less annually than wealthy families while accessing the same career training programs.

Official Net Price Calculator

Get a personalized cost estimate from Southwestern Community College:

Visit Official Net Price Calculator

This links to the school's federally-required net price calculator for a personalized estimate.