Cost Details
- In-State Tuition
- $8,295
- Out-of-State Tuition
- $8,325
- Average Net Price
- $14,542
- Students Receiving Financial Aid
- 38.5%
- Room & Board (On Campus)
- $7,410
- Room & Board (Off Campus)
- $6,312
- Books & Supplies
- $1,218
- Total Cost of Attendance
- $16,923
- Median Debt at Graduation
- $15,954
- Estimated Monthly Loan Payment
- $169/mo
- Loan Repayment Rate
- 58.5%
- Students Taking Federal Loans
- 65.4%
- Pell Grant Recipients
- 38.5%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $10,740 |
| $30,001 – $48,000 | $11,695 |
| $48,001 – $75,000 | $13,263 |
| $75,001 – $110,000 | $17,412 |
| $110,001+ | $18,669 |
Cost Estimator
Cost Overview
Families earning under $30,000 pay just $10,740 annually at Southwestern Oklahoma State University, while those making over $110,000 face $18,669. The school keeps costs reasonable across all income brackets compared to most four-year universities. Over four years, students can expect to spend between $43,000 and $75,000 depending on family income.
Most graduates leave with $15,954 in debt, translating to monthly payments of $169. That burden stays manageable against median earnings of $45,744 ten years after graduation. The 58% loan repayment rate suggests some graduates struggle with payments despite the relatively low debt load. Only 15% of students receive institutional grants averaging $8,194, meaning most families rely on federal aid and affordable base pricing.
In-state students get the best deal here. Nearly identical in-state and out-of-state tuition rates make this a rare bargain for Oklahoma residents who typically face much higher costs elsewhere.
Most graduates leave with $15,954 in debt, translating to monthly payments of $169. That burden stays manageable against median earnings of $45,744 ten years after graduation. The 58% loan repayment rate suggests some graduates struggle with payments despite the relatively low debt load. Only 15% of students receive institutional grants averaging $8,194, meaning most families rely on federal aid and affordable base pricing.
In-state students get the best deal here. Nearly identical in-state and out-of-state tuition rates make this a rare bargain for Oklahoma residents who typically face much higher costs elsewhere.
Official Net Price Calculator
Get a personalized cost estimate from Southwestern Oklahoma State University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.