Cost Details
- In-State Tuition
- $27,850
- Out-of-State Tuition
- $27,850
- Average Net Price
- $24,264
- Students Receiving Financial Aid
- 35.6%
- Room & Board (On Campus)
- $8,480
- Room & Board (Off Campus)
- $14,656
- Books & Supplies
- $1,100
- Total Cost of Attendance
- $37,430
- Median Debt at Graduation
- $25,250
- Estimated Monthly Loan Payment
- $268/mo
- Loan Repayment Rate
- 43.0%
- Students Taking Federal Loans
- 57.4%
- Pell Grant Recipients
- 35.6%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $21,467 |
| $30,001 – $48,000 | $18,835 |
| $48,001 – $75,000 | $23,416 |
| $75,001 – $110,000 | $25,555 |
| $110,001+ | $29,032 |
Cost Estimator
Cost Overview
Most families pay far less than Spalding's $37,430 sticker price. The average net cost is $24,264 annually, or about $97,000 over four years. Low-income families with household earnings under $30,000 pay just $21,467 per year. Even middle-class families earning $48,000-$75,000 pay only $23,416 annually.
Spalding keeps borrowing manageable for a private Catholic university. The median debt of $25,250 translates to $268 monthly payments after graduation. With median earnings of $49,438 within ten years, graduates typically handle this debt load comfortably. The loan repayment rate of 42.96% reflects the financial reality many face, but starting salaries around $49,340 provide a reasonable foundation.
Families earning under $48,000 get the strongest value proposition here. They receive the deepest discounts while accessing Spalding's health sciences and education programs that lead to stable career outcomes.
Spalding keeps borrowing manageable for a private Catholic university. The median debt of $25,250 translates to $268 monthly payments after graduation. With median earnings of $49,438 within ten years, graduates typically handle this debt load comfortably. The loan repayment rate of 42.96% reflects the financial reality many face, but starting salaries around $49,340 provide a reasonable foundation.
Families earning under $48,000 get the strongest value proposition here. They receive the deepest discounts while accessing Spalding's health sciences and education programs that lead to stable career outcomes.
Official Net Price Calculator
Get a personalized cost estimate from Spalding University:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.