Cost Details
- In-State Tuition
- $30,058
- Out-of-State Tuition
- $30,058
- Average Net Price
- $36,828
- Students Receiving Financial Aid
- 29.4%
- Room & Board (On Campus)
- $16,293
- Room & Board (Off Campus)
- $16,293
- Books & Supplies
- $1,500
- Total Cost of Attendance
- $47,851
- Median Debt at Graduation
- $25,000
- Estimated Monthly Loan Payment
- $265/mo
- Loan Repayment Rate
- 42.4%
- Students Taking Federal Loans
- 57.7%
- Pell Grant Recipients
- 29.4%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $31,898 |
| $30,001 – $48,000 | $31,961 |
| $48,001 – $75,000 | $34,390 |
| $75,001 – $110,000 | $35,209 |
| $110,001+ | $42,201 |
Cost Estimator
Cost Overview
Families pay very different amounts at Spelman depending on their income. Students from families earning under $30,000 pay about $31,898 per year, while those from families earning over $110,000 pay $42,201. That's a four-year total ranging from $127,592 to $168,804. The $30,058 sticker price doesn't tell the real story since only 29.37% of students receive federal aid, suggesting most families can afford the higher costs.
Graduates leave with a median debt of $25,000, which translates to monthly payments of $265. With median earnings of $59,993 ten years after graduation, that payment represents about 5% of gross income, making it manageable for most. The employment rate of 94.2% helps explain why the debt burden feels reasonable. Students from lower-income families get the best financial deal here, paying roughly the same as middle-class families while attending one of the most respected women's colleges in the country.
Graduates leave with a median debt of $25,000, which translates to monthly payments of $265. With median earnings of $59,993 ten years after graduation, that payment represents about 5% of gross income, making it manageable for most. The employment rate of 94.2% helps explain why the debt burden feels reasonable. Students from lower-income families get the best financial deal here, paying roughly the same as middle-class families while attending one of the most respected women's colleges in the country.
Official Net Price Calculator
Get a personalized cost estimate from Spelman College:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.