Cost vs. Outcomes
| Metric | Value |
|---|---|
| Median Earnings (10yr post-entry) | $48,036/yr |
| Earnings Premium vs. HS Diploma | +$14,036/yr |
| Median Debt at Graduation | $26,250 |
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Business Administration, Management and Operations. | Master | $46,478 | $26,839 |
| Criminal Justice and Corrections. | Bachelor | $36,141 | $24,250 |
| Community Organization and Advocacy. | Bachelor | $34,586 | $23,302 |
Analysis
Springfield College's regional and online programs deliver modest financial returns that struggle to justify their costs for most students. With median 10-year earnings of $48,036 and typical debt loads of $26,250, graduates face a challenging path to financial recovery.
Business Administration offers the strongest earning potential at $46,478 annually, though this barely outpaces the school's overall median despite carrying higher debt. Criminal Justice graduates earn just $36,141 while Community Organization majors face the weakest prospects at $34,586. These earnings fall well short of what you need to comfortably service student loans while building wealth.
The school's biggest financial risk lies in its limited program diversity and regional focus. Springfield's job market cannot absorb large numbers of graduates in these fields at competitive salaries. You also face the uncertainty of employer perceptions regarding online and continuing education credentials versus traditional four-year degrees.
This school works best for working adults who need flexible scheduling to complete a degree while maintaining current employment. If your employer offers tuition reimbursement or you can leverage existing professional networks in Western Massachusetts, the value proposition improves. However, traditional college-age students and career changers should look elsewhere for stronger financial outcomes.
With 56% of students receiving financial aid, merit scholarship opportunities appear limited. Your best cost strategy involves maximizing federal aid eligibility and completing the degree as quickly as possible to minimize total borrowing. Consider whether you can achieve similar credentials through less expensive community college programs or public university online options in your state.
Frequently Asked Questions
Is Springfield College-Regional, Online, and Continuing Education worth the cost?
With median debt of $26,250 and 10-year earnings of $48,036, the school offers a reasonable debt-to-income ratio. Business programs show the strongest return, while criminal justice and community organization graduates earn significantly less.
What are the highest paying programs at Springfield College-Regional, Online, and Continuing Education?
Business Administration and Management graduates earn around $46,478 annually, making it the best financial choice. Criminal justice ($36,141) and community organization ($34,586) programs lead to much lower salaries.
How much debt do Springfield College-Regional, Online, and Continuing Education graduates typically have?
The median debt is $26,250, which is manageable compared to many schools. With average earnings of $48,036, graduates can expect monthly payments around 10-15% of their income.
Should I avoid certain programs at Springfield College-Regional, Online, and Continuing Education for financial reasons?
Criminal justice and community organization programs show concerning returns, with graduates earning $36,141 and $34,586 respectively. These low salaries make the $26,250 debt burden much harder to manage.