Cost Details
- In-State Tuition
- $8,815
- Out-of-State Tuition
- $18,725
- Average Net Price
- $19,951
- Students Receiving Financial Aid
- 26.9%
- Room & Board (On Campus)
- $15,210
- Room & Board (Off Campus)
- $15,200
- Books & Supplies
- $1,200
- Total Cost of Attendance
- $25,225
- Median Debt at Graduation
- $21,500
- Estimated Monthly Loan Payment
- $228/mo
- Loan Repayment Rate
- 72.6%
- Students Taking Federal Loans
- 60.2%
- Pell Grant Recipients
- 26.9%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $11,272 |
| $30,001 – $48,000 | $13,846 |
| $48,001 – $75,000 | $18,050 |
| $75,001 – $110,000 | $19,602 |
| $110,001+ | $23,422 |
Cost Estimator
Cost Overview
Families actually pay between $11,272 and $23,422 per year depending on income. Students from families earning under $30,000 get the best financial deal at just over $11,000 annually. Even families earning $75,000-$110,000 pay around $19,600 per year. Over four years, total costs range from roughly $45,000 to $94,000.
The typical graduate leaves with $21,500 in debt, translating to $228 monthly payments. With median earnings hitting $60,236 ten years out, this debt burden stays manageable for most graduates. The 72.58% loan repayment rate suggests students can handle their obligations. Only 26.85% of students receive Pell Grants, indicating the school draws primarily middle-class families rather than the lowest-income students.
In-state students get the biggest advantage here since 96.89% of enrollment comes from New York, keeping tuition at just $8,815 compared to $18,725 for out-of-state residents.
The typical graduate leaves with $21,500 in debt, translating to $228 monthly payments. With median earnings hitting $60,236 ten years out, this debt burden stays manageable for most graduates. The 72.58% loan repayment rate suggests students can handle their obligations. Only 26.85% of students receive Pell Grants, indicating the school draws primarily middle-class families rather than the lowest-income students.
In-state students get the biggest advantage here since 96.89% of enrollment comes from New York, keeping tuition at just $8,815 compared to $18,725 for out-of-state residents.
Official Net Price Calculator
Get a personalized cost estimate from State University of New York at Cortland:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.