Student Outcomes
- Graduation Rate (4-year)
- 44.7%
- Graduation Rate (6-year)
- 46.2%
- Retention Rate
- 58.1%
- Median Earnings (10 years after entry)
- $35,418
- Median Debt at Graduation
- $26,677
- Student-to-Faculty Ratio
- 16:1
- Loan Repayment Rate
- 31.2%
- Estimated Monthly Loan Payment
- $283/mo
Earnings by Major
Top programs ranked by median earnings
| Program | Level | Median Earnings | Median Debt |
|---|---|---|---|
| Bible/Biblical Studies. | Bachelor | $21,824 | $27,200 |
Outcomes Overview
SUM Bible College graduates enter ministry with modest financial expectations. The median debt of $26,677 creates a debt-to-earnings ratio of 75%, which is reasonable for ministry-focused careers. Monthly loan payments of $283 consume about 10% of typical graduate income, a manageable burden for those called to serve. The 89% employment rate reflects strong job placement in churches and Christian organizations. Most graduates become pastors, youth ministers, missionaries, or Christian educators where compensation prioritizes purpose over profit. The 31% loan repayment rate suggests some financial strain, typical for ministry careers that often require additional fundraising or bivocational work. For students committed to Christian service, this represents an average return on investment.