Cost Details
- In-State Tuition
- $8,812
- Out-of-State Tuition
- $19,232
- Average Net Price
- $18,833
- Students Receiving Financial Aid
- 33.3%
- Room & Board (On Campus)
- $15,810
- Room & Board (Off Campus)
- $15,810
- Books & Supplies
- $1,400
- Total Cost of Attendance
- $26,022
- Median Debt at Graduation
- $19,812
- Estimated Monthly Loan Payment
- $210/mo
- Loan Repayment Rate
- 77.4%
- Students Taking Federal Loans
- 56.0%
- Pell Grant Recipients
- 33.3%
Net Price by Family Income
Average annual net price after grants and scholarships. Source: U.S. Department of Education
| Family Income | Average Net Price |
|---|---|
| $0 – $30,000 | $11,716 |
| $30,001 – $48,000 | $15,318 |
| $48,001 – $75,000 | $17,775 |
| $75,001 – $110,000 | $19,935 |
| $110,001+ | $24,749 |
Cost Estimator
Cost Overview
Families earning under $30,000 pay just $11,716 annually at SUNY Oneonta, while those making over $110,000 face the full $24,749 sticker price. The college keeps costs manageable across income brackets, with middle-class families ($48,000-$75,000) paying around $17,775 per year. Over four years, total costs range from roughly $47,000 to $99,000 depending on family income.
Most graduates leave with $19,812 in debt, translating to monthly payments of $210. That burden feels light against median earnings of $60,386 ten years out, giving graduates breathing room in their budgets. The 77% loan repayment rate suggests most handle their debt successfully. Only 14% of students receive institutional grants averaging $8,261, but the state funding keeps base costs low. In-state students get the best deal here, representing 98% of enrollment and accessing quality education without breaking the bank.
Most graduates leave with $19,812 in debt, translating to monthly payments of $210. That burden feels light against median earnings of $60,386 ten years out, giving graduates breathing room in their budgets. The 77% loan repayment rate suggests most handle their debt successfully. Only 14% of students receive institutional grants averaging $8,261, but the state funding keeps base costs low. In-state students get the best deal here, representing 98% of enrollment and accessing quality education without breaking the bank.
Official Net Price Calculator
Get a personalized cost estimate from SUNY Oneonta:
Visit Official Net Price CalculatorThis links to the school's federally-required net price calculator for a personalized estimate.