The North Coast College Outcomes

Graduates face significant financial challenges with median debt of $42,785 and median earnings of $30,029 ten years out. This creates a debt-to-earnings ratio of 1.4, meaning graduates owe about $1.40 for every dollar they earn annually. Monthly loan payments of $454 consume roughly 18% of typical graduate income, well above the recommended 10% threshold. Only 37% of borrowers successfully repay their loans on schedule. The employment rate of 93.6% sounds positive, but the low earnings suggest graduates often work in entry-level positions that don't require a college degree. For-profit colleges typically focus on career training programs, but these outcomes indicate limited earning potential in those fields. This represents a weak return on investment.